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## Overview of Bigbank AS

### Record Growth in Loan Portfolio
Bigbank’s total gross loan portfolio reached a record 1.75 billion euros by the end of the first quarter, showing an increase of 86 million euros (+5%) over the quarter and 325 million euros (+23%) year-on-year. The growth was seen across corporate, housing, and consumer loan portfolios.

### Balanced Growth in Savings and Term Deposits
In the first quarter, the savings deposit portfolio and the term deposit portfolio grew at similar rates, with the total deposit portfolio expanding by 215 million euros (+11%) over the quarter and 655 million euros (+44%) year-on-year. Bigbank also launched term deposits in Lithuania, covering all markets where it operates.

### Financial Performance
Bigbank reported a net profit of 6.4 million euros in the first quarter of 2024. The net interest income increased by 17% compared to the first quarter of 2023. However, the economic stagnation and weak consumer confidence impacted the consumer loan portfolio negatively.

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