- May 8, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Confusion Over Pension Payment Method
I recently received paperwork from the ward office asking me to pay this year’s pension using a credit card. Despite this, there was no mention of any associated fees. This lack of transparency surprised me, especially since I am aware that there are fees for income tax payments.
This omission has left me wondering if there are hidden charges that I may be unaware of. Even after checking the nenkin website, I could not find any information regarding fees for pension payments.
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I don’t think there are any fees
> Are there any fees for paying pension by credit card?
Kind of. Instead of charging a fee for credit card payment, they just adjust the prepayment discount based on your payment method. The biggest discount is available to people who make prepayments via bank transfer. The discount for people who make prepayments via credit card is smaller. So you could characterize the difference between the discounts as a fee for paying by credit card.
See the credit card prepayment discounts [here](https://www.nenkin.go.jp/service/kokunen/hokenryo/creditcard.html) and the bank transfer prepayment discounts [here](https://www.nenkin.go.jp/service/kokunen/hokenryo/kozafurikae.html). If you are just paying monthly, though, there is no prepayment discount, so the payment method doesn’t matter.
You can pay the yearly lump sum and receive a discount, if you are looking for another option.