- April 28, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Need Help with Your Investment Decision?
I am currently faced with a financial dilemma – I have about $2,000 saved up, and I am considering putting it into a 10-month investment with an interest rate of 5.10%. I am hoping to increase my savings to purchase a truck within the next 18 months.
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Is this all you have saved up? Might be more beneficial to maintain on your emergency fund in a HYSA than locking it behind a CD at this point.
That’s a good place to put your money. But there is a more important issue here. That rate will earn you $85 over the 10 months. That’s good, but it’s very small compared to the cost of a truck. You need to buy a vehicle is not very expensive. Thousands or even tens of thousands are riding on what truck you choose to buy. The number one financial killer for young men is buying a vehicle that costs too much. Everyone wants the nice truck, and I get it. But to set yourself up for financial success, you want to limit this expense as much as is reasonable.
I mean money market accounts earn 5.28% right niw and your money remains accessible so I dont really see the point of a 5.1% 10 month CD