- September 26, 2023
- Posted by: legaleseblogger
- Category: Related News
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Title: Seeking Advice on Cash Back Options for Loan Renewal at BNZ
Introduction:
Hello everyone! I hope you’re doing well. I am currently in a situation where my house loan is about to come up for renewal after a 4-year term with BNZ. Since I have other loans, including a solar and rental loan, with BNZ as well, I feel somewhat locked in. However, I’m seeking advice on whether anyone has recently obtained cash back when refinancing their loan after 4 years.
Previous Experiences:
When I initially took out my loan, I received cash back which gradually reduced by 25% over time. This meant that if I had decided to pay off the loan early, I would have had to repay a portion of the cash back amount.
Direct Banking Relationship:
It is worth mentioning that all my loans have been established directly with the bank, and I have not worked with any loan brokers in the past.
How AI Legalese Decoder Can Help:
In such situations, considering the assistance of AI Legalese Decoder can prove beneficial. By leveraging advanced language processing algorithms, AI Legalese Decoder can analyze your loan agreement, decode complex legal jargon, and provide you with a comprehensive understanding of the terms and conditions associated with your loan renewal process. This powerful tool can help you navigate through the financial intricacies, ensuring that you make informed decisions while renegotiating your loan terms.
Conclusion:
Thank you for taking the time to read my post. If you have any valuable insights, personal experiences, or advice regarding obtaining cash back during loan renewal at BNZ, I would greatly appreciate your input. Your contributions will be of immense help as I navigate through this process.
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****** just grabbed a
You won’t get cash back for remaining with the same bank, no matter which one it is.
Changing banks cost lawyer fees, so if banks didn’t offer it almost no one would switch. There is no lawyer fees to refix at same bank hence no cashback
I just tried with Kiwibank. No cash back. 1 year rate of 6.90% or 2 year at 6.79% which is the carded rate.
Hey mate, get a broker to contact BNZ for a refix and ask them to request cash back.
I have never not gotten cash back for refixing with the same bank. Talk to your bank.
I refinanced with another bank today as previous bank unwilling to match rates. Cash incentive was $1100, but $1000 of that is for the Solicitor. The establishment fee was waived with a further 0.10% reduction off of their advertised rates. I’m not even sure it was worth the hassle, but I am better off even if only a little, and I dislike my previous bank greatly.