- August 5, 2023
- Posted by: legaleseblogger
- Category: Related News
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**Subject: Need advice regarding liability for damages to my stolen car**
Dear community members,
I hope this message finds you well. Unfortunately, I am reaching out today to discuss a distressing incident that occurred last night ÔÇô my car was stolen and subsequently involved in a collision with a parked car and a fence. Under these circumstances, I am uncertain about my liability for the damages caused by the perpetrator.
**The Situation**
Last night, an unknown person stole my car and recklessly crashed it into both a parked car and a fence. Naturally, when the police arrived at the scene, they requested my insurance details. However, here lies the problem: my insurance coverage solely extends to third-party liability, void of fire or theft protection due to the exorbitant annual cost exceeding the car’s value. The market value of my car rests at less than $1000.
**Request for Guidance**
Given these circumstances, I am seeking your advice and expertise regarding the potential liability I may face for the damages inflicted by the car thief. Am I legally responsible for the costs incurred as a result of their actions? Any insights or knowledge you could share on this matter would be greatly appreciated.
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Once again, I would like to express my gratitude in advance for any advice or information you can provide. Your support during this challenging time means a great deal to me.
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****** just grabbed a
No if it was stolen and taken without your permission it’ll be up to the other party’s house / car insurance to chase the thief for the damage. You could do the same for your car, but I’d imagine it’ll be not worth it
Not your problem.
Your insurance wouldnÔÇÖt cover it anyway.
The person who stole it and damaged it is liable. But youÔÇÖre unlikely to get anything from them at all. No insurance will cover a person if they decide to steal and damage your car. The only insurance that covers this is your own insurance, but you donÔÇÖt have any.
You can try and sue them for damages but given they are a criminal stealing cars itÔÇÖs unlikely they have any assets.
ItÔÇÖs a costly lesson for you. Always get full comprehensive insurance or at least insurance for theft.
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I’m from WA but for me it was that the liability is on them but trying to get your money from a ratbag criminal can be not worth the trouble. Do you qualify for legalaid? maybe they might be able to advise how to get compensation either through the criminal courts or small claims. One thing is for sure you want to get documentation to get clear proof on how much the car was actually worth before the crash.