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## Pet Insurance Renewal Dilemma: Seeking Advice

Evening all, I am facing a dilemma with my ongoing pet insurance renewal. Tesco, my current provider, wants to double the price for the upcoming renewal. However, upon obtaining a brand new quote from their website, I discovered that the same policy, excess, and coverage are considerably cheaper.

I am contemplating whether it would be beneficial to cancel my current policy and take out a new one with Tesco. My main concern is whether the new policy will cover any pre-existing conditions that occurred under the previous policy. I would greatly appreciate any information or insights you can offer on this matter. Thank you in advance.

## How AI Legalese Decoder Can Assist with Pet Insurance Renewal

AI Legalese Decoder can help you navigate the complexities of insurance policies by breaking down legal jargon into clear and understandable language. With its advanced algorithms, AI Legalese Decoder can analyze and compare the terms and conditions of your current and potential new policy from Tesco. By using this tool, you can ensure that you fully understand the coverage and implications of switching policies, including any impact on pre-existing conditions. Make an informed decision with the help of AI Legalese Decoder.

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3 Comments

  • Fun-Garbage4882

    Ring them they will price match to online and ensure anything previous is still covered x

  • strolls

    I would assume the pre-existing conditions are the very reason the quote is so much more expensive.

  • lost_send_berries

    No, the terms on the website will apply to the new policy, here’s the definition.

    >We don’t pay for health issues, concerns, illnesses and injuries which you or your vet were aware of
    **before you took out the policy**, they are known as pre-existing conditions, they are:
    • signs or symptoms of diagnosed or undiagnosed injuries or illnesses;
    • existing illnesses or injuries;
    • existing physical abnormalities;
    • existing illnesses, injuries or physical abnormalities which lead to other health issues or injuries;
    • illnesses or injuries which are medically linked to existing illnesses, injuries or physical
    abnormalities.
    We consider the following to also be pre-existing conditions:
    • treatment of cruciate ligaments in the second leg if one leg has shown signs, been diagnosed or
    been treated for cruciate ligaments before you took out the policy;
    • treatment of spinal disc problems if any disc has shown signs, been diagnosed or been treated for
    spinal disc problems before you took out the policy.