- May 8, 2024
- Posted by: legaleseblogger
- Category: Related News
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**The Frustration of Dealing with Medical Bills After an Accident**
My kid was in an accident about a year and a half ago, leading to a multitude of bills to handle. Among these bills were several from a medical imaging company referred to as PITA, which added to the stress of an already difficult situation.
Every bill initially faced denial due to coding errors, requiring them to be corrected and resubmitted for approval. My child underwent numerous scans at the hospital, all conducted by PITA. While most of these bills went through the denial and resubmission process successfully, one particular bill was overlooked and remained unpaid.
Unaware of this oversight until receiving a payment request from PITA nearly a year later, I immediately took action by contacting both PITA and my insurance company. After several phone calls and a certified letter sent to both parties, it was determined that the bill needed to be resubmitted to the insurance company for processing.
Despite following the necessary steps and providing PITA with all required information, the issue persisted. Receiving subsequent notices and warnings of collection, the frustration and stress mounted as efforts to resolve the situation seemed futile.
Now faced with the possibility of collections and potential damage to my credit, I am left feeling overwhelmed and unsure of the next steps to take. Should I seek assistance from outside sources such as the CFPB or consider legal counsel? Or should I simply pay the bill and hope for a favorable outcome?
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****** just grabbed a
At what point did the insurance seller provide any documentation that it paid the vendor $*n*, where $*n* is its contractual obligation to pay the vendor for <*something_here*>?
>hope my credit isn’t trashed for the next 7 years???
Health care-induced debt of $500/less and/or <1 yr. of delinquency is obfuscated on legitimate consumer credit reports and disregarded in generating legitimate consumer credit scores. VantageScore ignores health care-induced debt of any amount.
Find everyone high up at the imaging company and send them a brief recap of what’s going on. To every possible address you can find.
Ok so most of the time they go go soft collections before a true collection, but you def need to try to contact a supervisor at the medical facility and let them know what’s going on. I would also try to talk to a supervisor at your insurance and let them know you were sent to collections. It’s not legal to send a patient to collections for a balance that was from something other than a copay , coinsurance, or deductible . Your medical office needs to figure it out or write it off .
Seriously, for a $15K bill, spend the $250 it will take to hire a lawyer to send a letter. That will stop the collection in its tracks. Give the lawyer copies of everything (all your correspondence, etc.). It’s a semi-expensive answer, but it will end the nightmare. Just make sure you interview a few lawyers before you hire one.