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## Considering options after a severe injury on duty

Recently, I experienced a severe injury while on duty, resulting in surgery on my left leg. My surgeon has stated that there is a possibility of being cleared to return to duty, but there is also a chance that I may not be able to be cleared at all. This uncertainty has left me in a dilemma regarding the best course of action to take.

One option is to push through the remaining 11 years until I am eligible to retire, and then file for benefits with the VA. However, given the uncertain nature of my recovery and potential clearance, this path comes with its own set of risks and challenges.

Another option is to allow for a medical retirement and file for benefits with the VA now. While this may seem like a more immediate solution, it also raises questions about the long-term implications and potential limitations of early retirement.

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7 Comments

  • miniclanwar

    It depends in what you want and are looking for in life. With the right attitude you are in good shape either way. I had a family member get medically retired just as he was starting to really settle into his career, and he wanted to stay in. He has great benefits now that he is out and did some traveling before he gets serious on going to school. He seems pretty darned happy.

    If you like what you do and can stay in, you may find the experience equally good. You likely face some rehab in your future, so the routine of your military life may help you through that. In the mean time take good care of yourself and prepare yourself for either outcome.

  • rawrymcbear

    The specifics of your injury, or rather your capabilities, are important.

    If symptoms from the injury would prevent a deployment, field duty, or the “no compromise” parts of military service then you should be medically separated. For instance, if you are Army and you can’t tolerate body armor / ACH, there is no way to remain in. You must be separated.

    However, if you can still do what you need to do, I find the military is quite amenable to letting you stay. Especially if you are obviously injured, but still putting forth the effort to stay on duty, that is usually a big motivation for others. I run with a pair of large carbon-fiber devices on my lower legs that allow me to plod along an esprit de corps pace. Seriously, I’m slow as a turtle. However, people tell me the only reason they stayed in was that I was behind them and they would feel bad if I ran by them.

    For individuals near retirement with significant injuries, I usually advise them to do the best they can to reach retirement. The financial situation is much easier at that point since it is a given you will qualify for retirement AND VA benefits.

    I think the bigger question is; will your body hold out another 11 years without falling apart from your injury? If not, is there another job of lesser intensity you could transfer to? Would you be happy doing that for 11 years?

  • yellowtop7512

    If you can stay in on active duty and you’re still deployable definitely stay in. I was in the same situation for my back and knees. I pushed through the injuries and I am now retired after serving 22 years and I collecting two checks, one for military retirement, and one for the VA.

  • iInvented69

    I got 7 yrs left. turned down med retirement. my 90% disability will probably hit 100% when i retire. Once i hit 20, im collecting retainer and disability. I will only work any GS job, buy back my time and work till 60 and never work again after that. Collect 4 pensions. DOD retirement, Disability, GS retirement and SS.

  • brucecanbeatyou

    Decide what you want. Do you want to be considered disabked? If you feel like you are able to do the job, it’s dishonest to receive money fie the rest of your life in exchange for “disability.” On the other hand, if you truely are “not able” aka DISABLED and limited in what you can do, then take the money, that’s what it’s for. No doctor can tell you what you are able to do. You need to decide.

  • Comfortable_Union_76

    If OP is retiring from the guard/reserves then it is possible to buy back active time into FERS. This is a great benefit to “grey area” retirees. Getting both pensions is only available in this situation.

  • DRealLeal

    Medically retired and start a new career in the federal government. You already see what the military can do to your body. Why risk further injury.