- November 12, 2023
- Posted by: legaleseblogger
- Category: Related News
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Using AI Legalese Decoder for Maximizing Benefits from Amex Promotion
Amex Promotion for 75K Membership Points
Amex currently has a promotion offering 75K membership points if you spend £10k in your first six months. These points have the added benefit of being convertible into Avios airmiles.
AI Legalese Decoder Assistance
The AI Legalese Decoder can help in understanding the terms and conditions of the promotion, ensuring that you meet all requirements to qualify for the 75K membership points. Additionally, it can assist in decoding any legal jargon or fine print that may affect your ability to maximize the benefits of this promotion.
Cost and Refunds for Amex Card
While the Amex card comes with a £650/year cost, it is important to note that they offer a refund for any unused months if you choose to cancel the card.
AI Legalese Decoder Assistance
The AI Legalese Decoder can help in deciphering the terms of the card agreement to confirm the refund policy and any potential fees for cancellation, ensuring that you make an informed decision regarding the cost and benefits of the card.
Strategic Plan and Concerns
The plan is to acquire the card, spend £10k (potentially through work), and then cancel within the first month. This strategy would involve transferring the points to a BA executive account before cancelling.
AI Legalese Decoder Assistance
The AI Legalese Decoder can assist in understanding the legal implications of this strategic plan, such as any restrictions on point transfers and potential penalties for early cancellation. This ensures that you proceed with a clear understanding of the potential outcomes and consequences of your actions.
Inquiry about Membership Points
Finally, there is a question regarding the timing of the awarding of the membership points when the spending requirement is met.
AI Legalese Decoder Assistance
The AI Legalese Decoder can aid in interpreting the terms of the promotion to confirm the timeline for the awarding of membership points, ensuring that you have a clear understanding of when you can expect to receive the 75K points and can plan your actions accordingly.
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Original Content:
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Rewritten Content:
How AI Legalese Decoder Can Help You Understand Complex Legal Documents and Contracts
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****** just grabbed a
You used to be able to (though it would be more than a month, minimum 2-3) but they changed this, they don’t refund pro rata any more.
You’ll need to read the terms and conditions. I am pretty sure the fine print would cover scenarios like the one you’re suggesting, through clauses like “all points will be taken back/invoiced if the card is cancelled within x months” etc etc
The only issue I see with this is how they could probably block your card on week two, unblock it after a week, then you’ll have to go through the second month. Amex do seem to have blocked people who just opened up a new card and put large purchases through them, so keep that in mind.
I know that people do cancel after getting the welcome bonus, but most people talk about it in the 3 month span. You can milk the credits on there as well, like the £300 worth of dining credits (if you can go abroad), and the Harvey Nichols credit. These resetting in January also means you could probably come out on top if you decide to wait until the end of February when they get rid of the pro-rata refunds.
Yes you can do this, there’s probably better discussion around this on /r/beermoneyuk than here though.
Membership points are awarded almost straight away after meeting the spend. If you want to use the dining voucher and harvey nichols voucher, you need to still have your card – as you spend on your card, and then are refunded the money.
It’s also worth signing up for the free gold memberships for the hotels, as they last 12 months even if you cancel the card.
The pro-rata refunds end 29th Feb 2024, so you need to do it by then. I intended to cancel mine, but when I went to cancel they offered me a further 50k membership points to keep the card. Though I can still cancel at any time, and will likely before Feb…
You can also get more value from this if can get someone with a card to send you a referral link, which gives you 80k points rather than 75k.