- February 11, 2024
- Posted by: legaleseblogger
- Category: Related News
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Subject: Seeking Advice on Financial Hardship and KiwiSaver Withdrawal
Background:
Hey everyone, I hope you’re doing well. I wanted to share a little more detail about my current situation. A while ago, I lost my job and unfortunately, it led to me becoming homeless. I’m currently staying in temporary emergency accommodation provided by Work and Income. However, the uncertainty of my living situation is a constant source of stress, as it is renewed on a weekly basis at their discretion. This means that every week, I face the possibility of being homeless again, and I won’t know until the day before it happens, which makes it incredibly difficult to plan for the future.
Challenges in Finding Housing:
One of my biggest challenges in finding a stable place to live is that as soon as potential landlords or roommates find out that the bond will be paid for by MSD, they either stop responding to me altogether or inform me that the room has been filled. This has made it incredibly difficult to secure housing, leaving me feeling extremely discouraged and unsure of where to turn next.
Seeking Solutions:
I’ve been advised to gather all of my financial information and consider withdrawing some of my KiwiSaver in order to help me secure housing. Additionally, I’ve taken screenshots of a potential place to stay, along with the associated costs, from Trademe. I’ve also documented the cost of a second-hand bed, among other necessary items, in preparation for my application.
Seeking Advice:
I find myself in a position where I’m uncertain of whether my situation qualifies as financial hardship and if I am eligible for a KiwiSaver withdrawal. I would greatly appreciate any advice or insights from individuals who may have experience in this area. Any guidance on the matter would be immensely helpful as I navigate through this challenging time. Thank you in advance for any support or assistance you can offer.
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