- April 23, 2024
- Posted by: legaleseblogger
- Category: Related News
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# Situation: Tree Fell on Car in Work Parking Lot
## Description:
A tree fell on my car while parked at work in their parking lot, causing significant damage. The administrator has stated that it was deemed an “act of God” and their insurance will not cover the damages. I am currently only covered by liability insurance and I am unsure of the next steps to take.
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Unless you have some proof that the property owner knew the tree to be dangerous, they are correct that it is an “act of god” that they are not liable for. This is what comprehensive insurance on your car covers and there isn’t really anyone else to collect from.
Unless they were negligent in some way, meaning they knew it was a risk of falling due to being diseased/dead but they did nothing in a reasonable amount of time, then they aren’t liable for your damages. Since you chose to not purchase coverage for your car, then you decided to take on the risk of paying for damages to it out of pocket.
Thank you all for commenting I appreciate the knowledge
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