- May 8, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Ready to Ditch My 2023 Rates
I am ready to ditch my 2023 rates that I obtained when I made the purchase. I have waited for the appropriate amount of time and I am now eligible to do so. The current interest rate that I am paying is 6.075%.
## How AI Legalese Decoder Can Help
The AI Legalese Decoder can assist in this situation by analyzing the terms and conditions of your current mortgage agreement and providing you with a clear and concise summary of your options for refinancing. By using advanced algorithms and machine learning capabilities, the AI Legalese Decoder can help you navigate the complex legal language often found in mortgage documents, making it easier for you to make informed decisions about your financial future.
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Introduction:
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Conclusion:
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Probably not quite time yet if you are at 6%. Around 5.375 and up is best case I see right now on IRRRL. I would aim for 5-5.125 at least with no lender fees before you go for the refi.
I’m in the same boat at 7% What did you end up doing?
I got lucky and bought my house right before the rates when up in Jan 2023 at 5.375%. I’m trying to lower my monthly payments but the rates are still high. Would it be worth it using VA IRRRL now or wait until the rates drop?