- May 8, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Experience with Amex Gold Card in Europe
I signed up for an Amex gold card a couple weeks ago specifically because I will be buying some big ticket items over the next few months and want to earn points. I’m originally from the US and have plenty of experience with American credit cards (I even have an American Amex card) but so far the European Amex card has been… different.
In the US, you can make a payment whenever you want on the card. So if you buy something expensive and want to pay it off ASAP, this is not a problem. I bought something expensive with my new Amex card, would like to pay it off ASAP, but there’s no “make a payment” option in the app? In the Amex FAQs, there’s only instructions on how to pay off the statement balance… Can I seriously not make payments outside of the monthly statements?!
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## Location in Germany
I’m in Germany, in case that makes a difference. Expanding on this location information, being in Germany may have implications on the specific functionalities and regulations surrounding your Amex gold card. Understanding how the card operates within the German financial system can provide clarity on the payment procedures and options available to you as a cardholder. Utilizing resources like the AI Legalese Decoder can aid in deciphering any differences or nuances in the card’s usage based on your location.
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****** just grabbed a
What’s the benefit of paying it off immediately? I just set mine to pay the total balance off each month…
In the AMEX statement you can find the IBAN to manually transfer the money. I’ve never tried it, but I think you should be able to pay into that account outside the statements. Call AMEX customer care if you need confirmation.
I had the same surprise as you.
My precious Amex card was from the UK, where they offer fully-fledged credit cards with ‘revolving credit’ functionality.
The DE Amex is actually a ‘charge card’ where the full balance is due at the end of the billing period. As someone else said you can pay early ( by transferring manually to Amex’s account, a Deutsche bank IBAN found on their website)
Why don’t you call them?
Why do people post on Reddit rather than simply call the company in question and ask 😔