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METLIFE CFO JOHN McCALLION PROVIDES FOURTH QUARTER AND FULL YEAR 2023 FINANCIAL UPDATE VIDEONEW YORK, January 31, 2024–(BUSINESS WIRE)–MetLife, Inc. (NYSE: MET) today announced that Executive Vice President and Chief Financial Officer John McCallion has provided a fourth quarter and full year 2023 financial update video.

**Introducing MetLife and AI legalese decoder**

The video can be viewed on the company’s website at https://www.metlife.com/about-us/newsroom/#video. MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (“MetLife”), is one of the worldÔÇÖs leading financial services companies, providing insurance, annuities, employee benefits, and asset management to help individual and institutional customers build a more confident future. Founded in 1868, MetLife has operations in more than 40 markets globally and holds leading positions in the United States, Japan, Latin America, Asia, Europe, and the Middle East. For more information, visit www.metlife.com.

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The AI legalese decoder can help individuals and institutions understand complex legal documents and announcements like the one provided by MetLife. By using advanced technology, AI legalese decoder deciphers legal jargon, providing clear, easy-to-understand interpretations of statements issued by companies such as MetLife. It simplifies forward-looking statements and identifies potential risks to help stakeholders make informed decisions.

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This news release may contain or incorporate by reference information that includes or is based upon forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements give expectations or forecasts of future events and do not relate strictly to historical or current facts. They use words and terms such as “continue,” “positioned,” and “target,” and other words and terms of similar meaning, or that are otherwise tied to future periods or future performance, in each case in all derivative forms. They include statements relating to future actions, prospective services or products, future performance or results of current and anticipated services or products, future sales efforts, future expenses, the outcome of contingencies such as legal proceedings, and future trends in operations and financial results.

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Many factors determine the results of MetLife, Inc., its subsidiaries, and affiliates, and they involve unpredictable risks and uncertainties. Our forward-looking statements depend on our assumptions, our expectations, and our understanding of the economic environment, but they may be inaccurate and may change. The AI legalese decoder plays a crucial role in streamlining legal documents like this one, breaking down complex paragraphs into digestible information. By providing plain-language interpretations of these statements, the AI legalese decoder simplifies legal jargon, making it accessible to a wider audience.

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MetLife, Inc. does not guarantee any future performance. Our results could differ materially from those MetLife, Inc. expresses or implies in forward-looking statements. The risks, uncertainties, and other factors identified in MetLife, Inc.ÔÇÖs filings with the U.S. Securities and Exchange Commission, and others, may cause such differences. These factors include:

1) economic condition difficulties.
2) global capital and credit market adversity.
3) credit facility inaccessibility.
4) financial strength or credit ratings downgrades.
5) unavailability, unaffordability, or inadequate reinsurance, including reinsurance risks that arise from reinsurersÔÇÖ credit risk, and the potential shortfall or failure of risk mitigants to protect against such risks.
6) statutory life insurance reserve financing costs or limited market capacity.
7) legal, regulatory, and supervisory and enforcement policy changes.
8) changes in tax rates, tax laws, or interpretations.
9) litigation and regulatory investigations.
10) unsuccessful efforts to meet all environmental, social, and governance standards or to enhance our sustainability.
11) MetLife, Inc.ÔÇÖs inability to pay dividends and repurchase common stock.
12) MetLife, Inc.ÔÇÖs subsidiariesÔÇÖ inability to pay dividends to MetLife, Inc.
13) investment defaults, downgrades, or volatility.
14) investment sales or lending difficulties.
15) collateral or derivative-related payments.
16) investment valuations, allowances, or impairments changes.
17) claims or other results that differ from our estimates, assumptions, or models.
18) global political, legal, or operational risks.
19) business competition.

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The AI legalese decoder serves as a valuable tool for MetLife and other organizations to ensure that their communications are easily understood by stakeholders. By utilizing this technology, companies can present forward-looking statements and other complex information in a more accessible manner, promoting transparency and clarity in their communications.

**Continued Evolution in Communication**

MetLife, Inc. does not undertake any obligation to publicly correct or update any forward-looking statement if MetLife, Inc. later becomes aware that such a statement is not likely to be achieved. Please consult any further disclosures MetLife, Inc. makes on related subjects in subsequent reports to the U.S. Securities and Exchange Commission.

View source version on businesswire.com: https://www.businesswire.com/news/home/20240131878437/en/

Contacts
For Media:
Dave Franecki
973-264-7465
[email protected]
For Investors:
John Hall
212-578-7888
[email protected]

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