- April 12, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Planning for Retirement and GI Bill Transfer
My husband is approaching his 14th year in the Air Force and is set to retire after 20 years of service. With our first child on the way, we are considering the logistics of transferring the GI Bill to our son. However, I recently learned that there may be a time limit for using the transferred benefits, leading to questions about how this could impact our retirement plans.
## Extending the Use of GI Bill Benefits
It appears that the GI Bill benefits must be used within a specific timeframe after separation from service, raising concerns about whether our son will be able to utilize them fully. This situation prompts us to explore the possibility of extending the “use by date” by adjusting my husband’s retirement plans. One option we are considering is transitioning to the reserves instead of staying on active duty.
## AI Legalese Decoder Assistance
The AI Legalese Decoder can help navigate the complexities of military benefits and retirement planning by providing clear explanations of regulations and options available. By utilizing this tool, we can gain a better understanding of how different scenarios, such as switching to reserves, may impact the transfer of GI Bill benefits to our son.
## Gratitude for Support and Information
We are grateful for the insights and advice shared by the community. The clarification received regarding the expiration date of Post-9/11 GI Bill benefits has alleviated some of our concerns. Thank you to everyone for your assistance and guidance throughout this process.
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To transfer Post 9/11 GI Bill he only needs to have completed 6 years and after transfer approval, serve an additional 4 years. As of 1 January 2013, the Post 9/11 GI Bill doesn’t expire but a child dependents can only use transferred Post 9/11 GI Bill between the ages of 18 or high school graduation and 26th birthday.
So no, he doesn’t need to stay on active duty or in the military until your son graduates from high school.
If you have a 2nd child while he is still in the military, he could transfer some months to the 2nd child but won’t incur a new 4 year obligation. But he can’t transfer to any new dependent after he separates from the military. He only has 36 months in total – so it’s recommended he transfers one month to each dependent as he can move the months around as needed – even as a veteran.
Have you read this?
https://www.militaryonesource.mil/education-employment/for-service-members/transfer-your-post-911-gi-bill/#:~:text=Transfer%20requests%20can%20only%20be,Post%209%2F11%20GI%20Bill.
The service commitment for transferring his benefits is only four years so that alone won’t add time beyond 20 TIS.
I’m pretty sure he can transfer to spouse now to start the commitment clock then reallocate months to child later. Child can use until 26 yrs old spouse gets 15 yrs after sponsor leaves service https://www.va.gov/education/transfer-post-9-11-gi-bill-benefits/#:~:text=If%20you%20separated%20from%20active,time%20limit%20on%20the%20benefits.
No, four years after adding the first dependent.
If you leave active duty halfway through that requirement and don’t have a break in service into your reserve assignment, the obligation still counts .
He has until his 16-year mark to transfer benefits and must incur another 4-year service commitment. Unless post 911 is different than Montgomery, the benefits expire 10 years after separation/retirement. So yes, he would have to do at least a few more years to keep your newest one in that window.
Yeah that happened to me when I retired, but I actually get dependents tuition paid for college in my state, so that helped. Check for things like that too.