- April 17, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Monthly Budget Analysis
### Current Financial Situation
Currently, I am bringing in approximately $6,300 every four weeks after taxes and maxing out my 401k contributions. Despite this decent income, I am noticing that a significant portion of my money is being allocated towards expenses, particularly our monthly dates with my wife. This has become our largest spending category after rent, which amounts to $1,900, and groceries, which come to a total of $500.
### Analysis of Spending Habits
Upon closer examination of our budget, it seems that we are allocating a significant amount of money towards our leisure activities, specifically our monthly dates. Spending $300 per month on dates may seem excessive when considering our other financial obligations.
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****** just grabbed a
Obviously fine.
1. $150 in “having fun” per person per month is completely reasonable, especially when you’re already maxing your 401k.
2. This represents less than 5% of your post-tax, post-401K income.
3. Assuming these are restaurant dates, cutting it out would probably just make your grocery bill go up.
Take care of your garden, and you will always have roses. Ignore your garden, and you will have nothing but thorns.
300 a month is not a whole lot in ratio to your total income.
300 bucks is not abnormal.
Not a crazy number. That’s 2 nice dates a month or a handful of regular dates. So long as she contributes to dates as well it seems reasonable
[deleted]
Honestly, 300 dollars is cheap as shit for your wife.
Fucking two cheeseburgers and fries at five guys is 50 bucks.
For the amount of money you’re making, why not treat her to a real nice meal once a month or experience.
Focus on increasing your income, don’t mess with something that’s working and brings you joy. You cannot quantify the value of $300 worth of dates with your wife.
We budget $200 per date, and we average two dates per month. Gross HHI is about $240k. But we often come in under budget.
Yes $300 is normal.
I take my wife on a date every Friday and have done so for the last 7 years. I can’t remember the last time I cooked on a Friday but I would guess it was probably that long ago. Dates range between 50-100 per week so we are around 300-400 per month. It’s the best portion of my budget and I gladly pay it.
If you think that’s expensive, remember the cost of divorce. Maintaining your marriage is priceless
Think this is fine. Good for yall going on dates. My wife and I don’t really do that right now. She’s pregnant and we have a 2 year old with no sitter.
We spend about $500/month on dates, which includes one nice date night with a babysitter and a couple lunch dates.
We bring in $9700 after contributions.
We do probably one couple date per month (300) two weekday lunches together per month (150 total) and then out with the 2 kiddos 2x per week (200). HHI is around 400k, take home per month is about 20k, so around 3% if you include the kids times out? Hard to find a reliable babbysitter to have a lot of 1:1 time so we make the best of it!
Also realize this is the middle class finance sub and I’m not someone who is complaining about our income being middle class – just was an interesting question!
You’re married…
1. Why are you the only one budgeting for this?
2. Why are you so concerned with spending so much?
Your wife should be apprised to the household budget and understand the wants vs budget. She should be just as interested in paying toward the date nights since it’s a shared experience. You both should have a realistic talk about what you want to do vs what you have the budget to do. There is no reason to overspend.
Dates? I pick up a bag at my local Middle Eastern market maybe once every 4-6 weeks, usually about $9 a pop.
Ooohhhhhh you mean going out. $300-$500 a month, maybe, depending?
I’m married, and I did the math. 0.2% of our take home pay. Yep. Maybe two dates a year if I’m lucky.
Wow. I can’t imagine having room for that in our budget. We grab some nicer take out for maybe $30, grab a cheap bottle of wine for like $5, and stream a movie or play a board game after the kids fall asleep. We do that maybe once or twice a month.
Does she work and contribute to the dates too?
$700 a month and HHI is 250k, we hardly ever hit that tho. On the other hand we cook all our food and have takeout maybe once a year so our groceries budget is ~$400 a month
It doesn’t seem to be a huge percentage for you but it’s definitely more than we spend a month on dates at a much higher income. But if it works for y’all and y’all enjoy it?
I think you continue to spend that amount. Not super unreasonable, especially if you don’t have kids or also go on really expensive vacations. You deserve to do some fun things.
I assume that I am under this most months, but later this month we are going to see Les Misérables and our tickets cost a bit over $100 each.
We spend about $100-$120ish a month on dates, twice a month. We have a toddler, and my parents watch her when we go out. This amount of money would go up quite a lot of course if we had to pay for a babysitter. We are also not boogie people at all, we don’t like fancy restaurants and don’t drink. I could easily see this amount of money go up quite a lot if we had these other expenses. We do go out the other weeks with our toddler, to an easy sit down restaurant or fast food, so that’s another $75-$100 for going out expenses.
We spend about $150-$300/month on dates. 32 (33 next week!) and married 8 years with two young kids. We do at least one date night a week, usually two dates “out” a month at least. We are big on experiences and cut back in other areas to support that. For example, we don’t eat out at all but this month we have the following dates planned
– dancing at a country western bar (tonight!)
– going to Vegas for a weekend and doing 2 shows there (this came out of the travel budget, but we will be incorporating date nights in!)
– escape room double date
– top golf
I spend probably 800-1200 a month on “dates”. Could be going out for drinks, tickets to events, museums, etc. VHCOL city.
300 is pretty low but if you’re tight on money you can try doing free things for your dates!