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# Adding a Dividend Fund to Portfolio: Considering SCHD
## Exploring Investment Options
Hi all!

I have been considering adding a dividend fund to my investment portfolio and after some research, SCHD seems to be the most attractive option for me. However, I have come across a hurdle – SCHD does not comply with UCITS regulations and does not have a Key Investor Document (KID), which means I am not permitted to directly purchase the fund.

## Alternative Investment Route with IBKR
Upon further investigation, I have discovered that Interactive Brokers (IBKR) offers a contract for difference (CFD) with SCHD as the underlying asset. This could potentially be a workaround for me to gain exposure to SCHD.

## Evaluating the Feasibility of Buying the Fund through CFD
I am now weighing the pros and cons of purchasing the fund through a CFD. Would it be impractical to opt for this route? What are the potential drawbacks? It seems that the cost may be slightly higher compared to directly investing in the fund.

## Long-Term Investment Strategy
I am looking to hold onto this investment for a few years at the very least, so it is crucial for me to make an informed decision.

## Leveraging AI Legalese Decoder for Insight
In such a complex investment scenario, utilizing the AI Legalese Decoder could provide invaluable assistance. By decoding and simplifying legal jargon and regulations, the AI tool can help me navigate through the compliance requirements and make informed decisions about my investment strategy.

Thank you for your input and guidance! 🙂

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