- November 5, 2023
- Posted by: legaleseblogger
- Category: Related News
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Title: AI Legalese Decoder: Unveiling the Mysteries of Reddit Discussions on SSI
Introduction:
Am I wrong? Seems most posts on Reddit are in regard to SSI. Individuals who paid nothing or little into the system. Am I getting this impression correctly? Why is this?
Exploring the Prevalence of SSI Discussions on Reddit:
Upon observing the multitude of discussions on Reddit, it becomes evident that a significant portion of the posts are centered around the topic of Supplemental Security Income (SSI). This trend may indeed give the impression that many individuals benefiting from this program have contributed nothing or very little to the system.
The Intricacies of SSI Eligibility Criteria:
To better understand the prevalence of SSI-related posts on Reddit, one must delve into the underlying reasons behind this phenomenon. It is essential to recognize that SSI is a needs-based program designed to provide financial assistance to disabled individuals, including those with limited income and resources. As such, eligibility for SSI heavily relies on both financial and medical factors.
Navigating the Complexities of SSI Discussion:
This is where the AI Legalese Decoder can prove invaluable. With the ever-evolving landscape of legal terminology and intricate eligibility criteria surrounding SSI, it can often be challenging for users on Reddit to grasp the nuances of this system fully. However, the AI Legalese Decoder, a cutting-edge tool powered by artificial intelligence, can bridge this gap by simplifying and clarifying complex legal jargon typically associated with SSI topics.
How AI Legalese Decoder Can Help:
1. Enhanced Understanding: By using the AI Legalese Decoder, Reddit users can gain a clearer understanding of the eligibility requirements for SSI, the nuances of the program, and the factors that contribute to the prevalence of discussions on this topic. The AI-powered tool can break down complex legal terms and present information in an accessible manner.
2. Access to Expertise: The AI Legalese Decoder functions as a virtual legal consultant, providing users with accurate and up-to-date information on SSI regulations and processes. By leveraging its vast database and sophisticated algorithms, the decoder offers reliable guidance for those seeking clarity on SSI-related discussions.
3. Empowering Informed Discussions: Armed with the insights and knowledge provided by the AI Legalese Decoder, Reddit users can engage in more informed and substantive conversations on the platform. They can contribute insights, debunk misconceptions, and provide accurate information about SSI, fostering an environment of accurate understanding and support.
In Conclusion:
It is true that numerous discussions on Reddit revolve around SSI, which may lead to the impression that many beneficiaries have made little or no contributions to the system. However, the reality is more complex and requires an in-depth understanding of the intricacies of SSI eligibility criteria. Thanks to the AI Legalese Decoder, Reddit users now have access to a powerful tool that can help them navigate the complexities of SSI discussions, leading to a more informed and inclusive social forum.
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AI Legalese Decoder: Revolutionizing Legal Documents
Introduction:
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****** just grabbed a
SSI is more complicated. So people have more questions.
Ssi is a federal welfare program. It is separate from the oasi fund. ItÔÇÖs not the same as ssdi, which requires work credits/work history.
There’s a limit as to how far back you can go to qualify for other forms of disability. I had plenty of work behind me before I first became disabled but I was also taking care of my ailing and elderly parent for a decade. They discounted all those years of paying into the system because of that decade.
I paid plenty into the system actually. I started working nearly f/t when I wasn’t even 16 while going to high school. By 19 I was managing my first store and for several decades after that I was either working retail management or being a pro nanny. Later I retrained to be a photographer but major illness basically killed that.
Not everybody on SSI has never worked. Sickness, disability they can take a huge toll on you. It took me a decade of struggling, being sick and taking care of my Dad to get to the point where I thought I’d have to apply. It would be 14 years after that before a judge decided I was sick enough that I needed it. I nearly died several times over before that.
On paper my work history looks great. My resume was excellent but the time I had to take off and the chronic illness thing it just killed anything else but SSI.
If I make it to official retirement age then I have money coming but that’s a long way away and in the meantime I’m happy to have any income at this point.
I worked my entire life paying into SSDI and when I say entire life I’m talking about from childhood up as a child actor and model until I was 13 years old and quit, then resumed working at age 16 until 32. I was finally approved for SSI at age 36 but since it’d been over 6 years since I worked I only qualified for SSI because of the 5 of the last 10 year rule for credits. So I’m stuck having to wait till retirement to collect on what I actually paid in but it doesn’t mean by any sort of measure that I didn’t work or pay in, I did, more than most people actually, just when I was a minor, I made more than as an adult.
Ask yourself why you’re upset that disabled people, many of whom were disabled from birth, or as children, and therefore had no opportunity to work, are getting a measly $914 a month to live on. Is that really who you want to be?
Also the funds for SSI have nothing to do with the taxes people pay into Social Security. The funds for SSI come from general revenues, so people on SSI are not taking anything from the money that people pay into Social Security.
At least 1/3rd of the posts about SSI are from people who think it stands for Social Security Income and are asking about retirement.
A lot of people who are disabled and on disability have been disabled for many years , or at a earlier age . Therefore , getting enough work credits is difficult when you physically can not work .
A healthy society is obligated to care for its most vulnerable citizens- those who cannot do for themselves. That’s what SSI specifically is for and it requires records and a lengthy qualification process before one is approved for benefits.
It is similar to but separate from SSDI.
Your impression is correct.
Many SSI recipients paid little into the system.
If they did pay into the system they would be in SSDI or retirement.
There are some SSI recipients that receive both due to their social security payment being low, so SSI brings them up to a certain level of payment. If they are eligible of course.
My thoughts and ssa journey.
I struggle with my mental health and have all my life, IÔÇÖm now 56. It was hard for me to work, hard to get out of bed most days and I found no joy in anything. IÔÇÖm glad I didnÔÇÖt know about social security when I was younger because I probably would have applied as well hoping to escape life and take the easy way out.
Instead I pushed myself. I was a single mom supporting my daughter and always had to work 2-3 jobs just to provide a decent living for us, I would do anything for her. I jumped job to job but I always worked, since I was 12 years old I filed taxes.
Started having nervous breakdowns around 40yo, heart attack, degenerative disc disorder, broken hand, eating disorderI could go on. But I still worked.
I never took working as seriously as I should have or I would have done better for myself and worked harder. Nobody ever taught me how to be an adult. But I did my best for what I had in me at the time.
The past 9 years I slipped deeper and deeper into mental illnesses and Covid was the last straw. I became agoraphobic, depressed, suicidal etc. I was hospitalized, then started outpatient, various tests and medicationsits been hell. Im a shell if who I once was.
It was then someone told me I needed to apply and I was so ashamed. Every day at some point I feel like a failure yet still for not making it to my 60s but IÔÇÖm getting better at accepting it.
IÔÇÖm grateful I worked all those years because I make enough with ssdi/ssi to support myself now. There are no frills but IÔÇÖm okay with that. I have my daughter and now granddaughter and IÔÇÖm finding peace. ItÔÇÖs hard tho.
I read these posts from the young generation now and theyÔÇÖre applying in their early 20s because they canÔÇÖt hold a job or whatever because theyÔÇÖre depressed etc. and they remind me of me in some ways. I donÔÇÖt think they were ever taught the importance of work and the future. I donÔÇÖt think they realize how expensive it is to live. $700 or whatever sure sounds like a lot of money when youÔÇÖre 20.
I wish they would teach kids while theyre young how life works because not everyone has a parent that does. I was raised in foster care from when I was 3 til I graduated. Nobody ever sat me down and explained bills or the cost of living in this world.I, like many had to learn the hard way.
Anyways, if you took time to read this thatÔÇÖs my two cents of why there are so many applying sometimes. Yes, there are those that are justified and I donÔÇÖt make light of anyoneÔÇÖs situation. Hope I am being respectful how I said that, everyoneÔÇÖs situation is different, this is just to give you an idea of one.
There are a lot of SS discussions in r/retirement. I think SSI and SSDI tend to be more difficult to obtain and navigate, hence the questions here.
>Why is this?
Read the subs bio. It’s for all SSA related matters. SSI is a program run by SSA. Why does it matter as to what’s being asked a lot.
You are mistaken. The manority of benefiaries paid into the system with payroll premium withholding
**Type of beneficiary** **TOTAL** **SSDI only** **SSI only** **Both SSDI & SSI**
All beneficiaries 71,276m 63,793m 4,966 m 2,517m
Aged 65 or older 53,945 m 51,560m 1,024m 1,360m
Disabled,Ôëñ 65 11,751m 6,653m 3,941m 1,157.
Other b (survivor) 5,580m 5,580. . . . . . .
[SOURCES: Social Security Administration, Master Beneficiary Record Aug 2023](https://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/)
SSI is more complicated and harder to receive. Thus why so many people tend to need to ask questions here regarding it, far more than the more cut and dry, slightly easier SSDI.
Most disabled have always been disabled?
I came here to get SSI information for my adult disabled twins whoÔÇÖs mother has SSDi and to see how much BS they might have to deal with after I pass away. Jerks like you gate-keeping something that isnÔÇÖt yours because ÔÇ£you paid into itÔÇØ doesnÔÇÖt make me think theyÔÇÖre lives will be easy.
Reddit is mostly younger people who tend to only qualify for SSI. SSDI is mostly older folks who have no interest in Reddit.
Yeah I worked for my credits I get ssdi and a private state retirement. My lungs is shot from methane gas going in manholes no protection at all until about 7 yrs later.
I get both and also worked more at 16 on until I became a stay at home mom. So my ssdi credits were from when I started working again. And raising four children is work , a choice, but still work lol
Your wrong as hell SSI you have to have enough work credits to get it why be ignorant
Oh, small point to add also: I started off with a state disability aid. Like an interim income until (according to the state) I was approved for my disability via the SSA. Sometimes they put you on that SSI before the SSDI( it was explained to me that it was like the welfare part of the SSA). Or you can get both. For my own experience with it, they (the SSA) used it like a step while I waited for the SSDI to kick in after I was approved. I was only approved for one. They took money from the back pay to re-pay the state AND what all I got from being on SSI. ƒÿå So, most definitely two different programs that work differently when they get used. When you gotta pay the state back, it kinda sucks, but I understood. ƒÿé I was barely waiting on SSI for my SSDI . I was approved for only one, and not the other because it was a bigger amount then The other. Another thing that big time different is the back pay. SSI will only do payments which divide the total(if large) into three separate payments. When you get SSDI, they toss that back pay at you in a lump-sum. I got mine before I got my actual SSDI payment.
So to put it simple SSI is for someone who is a disabled child, disabled adult who does not have enough work credits to qualify for SSIDI. Now an adult 65 years and older can qualify for SSI if they have not worked enough under social security. I worked as a claims specialist for SSI. It also a federal program
” Individuals who paid nothing or little into the system.”
I have seen lots of SSI posts. The people who don’t have enough work credits likely have had heavy medical issues since their teenage years or younger and unfortunately couldn’t work enough to hit max credits like some of us. I started having issues in my upper 30’s, for instance. Fortunately I have enough credits for SSDI provided that I can get approval reasonably either in reconsideration or at hearing. There are a lot more rules and limitations with SSI. $2,000/month asset limit, limitations in investing, limitations with working, etc.