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Title: Seeking Advice on Unpaid Bills and Credit Score Drop

Hello, I hope this is the appropriate place to seek some advice on a troubling situation I am facing.

Background: I previously lived with my partner for 18 months in a rental property where we both were tenants. We split the rent 50/50 and I covered most of the other bills such as WiFi, gas, electric, Netflix, etc. My partner paid for council tax and the water bill, as she was the only one working full time. After the decision to part ways, I remained in the property with an updated tenancy contract and took on the responsibility of paying all the bills and rent myself.

Issue: Recently, I received a letter from the water supplier demanding payment for an outstanding balance of £600, which was a surprise to me as I believed all bills under my name were being handled accordingly. It turns out my name was also on the old water bill account. After negotiations, the bill was reduced to £200 and I informed my ex-partner about it, who promised to pay it within a few weeks. However, she never did and I received continued correspondence from the water company. Despite advising them that the responsible party no longer lived at my address, I was not able to receive any resolution.

Credit Score Impact: The situation took a sudden turn when I discovered that my credit score had dropped significantly due to a default on my account resulting from the unpaid £200 water bill. This has now impacted my ability to open a new bank account and has led to a reduction in my lines of credit.

AI Legalese Decoder: AI Legalese Decoder can facilitate in understanding the legal implications and responsibilities related to the water bill situation. It can decipher the legal ramifications of your ex-partner’s failure to pay and help you understand your rights and options for disputing the default on your credit report.

Seeking Guidance: At this point, I am seeking advice on disputing or reversing the default on my account. It seems unfair that I should be suffering the consequences of my ex-partner’s failure to pay her share of the bills. I am ready to make the payment for the outstanding balance on her behalf, but I urgently need the default removed from my credit profile and my credit score restored.

Conclusion: I would greatly appreciate any advice on how to address this situation. Thank you in advance for your help.

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Original:

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Rewritten:

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