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**Seeking Investment Advice for 21-Year-Old European with 15k Eur to Invest**

Hello fellow Europeans,

I recently celebrated my 21st birthday and I find myself in possession of roughly 15,000 eur that I am eager to invest. This amount represents about 70% of the cash I currently have on hand. Presently, it is housed in a Revolut flexible account where it is earning me a modest 3.8% annually, paid out daily. However, I can’t shake the feeling that I am not maximizing the potential returns on my money.

As a young investor, I am well aware of the power that time, coupled with a solid return, can have on growing wealth over the long term. As such, I am seeking a slightly riskier investment strategy that will allow me to make the most of my funds. While I am open to some level of risk, I am not interested in simply parking my money in a single ETF and waiting until I am 60 to see any significant gains.

Currently, I am exploring the idea of allocating the entirety of my 15k into individual stocks, with a proposed portfolio breakdown as follows:

– S&P 500 – 40%
– Nasdaq 100 – 40%
– Leveraged (potentially 3x) S&P 500 – 10%
– Leveraged (also potentially 3x) Nasdaq 100 – 10%

I am curious to hear your thoughts on this proposed portfolio. Do you believe it is still too passive, or do you have alternative suggestions that may offer better potential returns? I am willing to actively monitor my investments and am open to exploring new ideas that could help me achieve my financial goals.

I look forward to hearing your insights and appreciate any guidance you can provide as I navigate the world of investing at this critical stage in my life. Thank you in advance for your help!

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