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HOW AI LEGALESE DECODER CAN HELP WITH THE SITUATION

Dear Sir/Madam,

I trust this message finds you in good health and high spirits, and that you are enjoying the festive season.

I am taking advantage of this Christmas period to bring my stocks and shares ISA tracking to order. To facilitate this, I have created a comprehensive spreadsheet to monitor the performance of my investments. Currently, I have obtained investment reports from HL spanning from August to November, with plans to acquire the remaining reports in due course.

As of now, the Excel spreadsheet I have constructed includes the following columns for data analysis:
– Cost: representing the sum of money I have invested
– Value: indicating the current value of the account, which includes the cost
– Growth: calculated as (Value – Cost) / Cost
– YTD: designed to display the percentage increase in the value of the investment over the course of the year. Essentially, this column is meant to show the return on investment for the year.

I have populated the table with emulated data for illustrative purposes.

However, I am encountering challenges when comparing the data for 31st August 2023 to 30th November 2023. Upon conducting the necessary calculations, I have observed disparities in the percentage increase between the two dates. The YTD column seems to suggest that the value of my investment only increased by 0.71% from August to November, taking into account the amount I invested. However, upon closer examination, the actual percentage increase should be 6.89%.

In light of this, I seek your guidance on the matter. I am unsure if any of you approach this information differently in your own spreadsheets. However, a critical aspect for me is determining the percentage return on my investment for the year, in order to make comparisons with other forms of investment such as savings accounts.

I would appreciate any assistance or insights you can provide on this issue. Thank you in advance for your cooperation and support.

Sincerely,
[Your Name]

AI Legalese Decoder can help in this situation by decoding the complex legal terminology and language used in investment reports, making it easier for the individual to understand and analyze the data effectively. It can also assist in accurately calculating percentages and performing financial analyses, providing accurate and reliable information for informed decision-making.

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Original Content:

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Expanded Content:

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