- May 5, 2024
- Posted by: legaleseblogger
- Category: Related News
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## AI Legalese Decoder: Helping Navigate Social Security Regulations
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During my recent visit to the social security office, I was informed by a staff member that my income would only start being counted from March of this year onwards. I was further advised that my income calculation cycle runs from March to March, rather than the traditional calendar year cycle from January to December. This information has left me puzzled as I attempt to ascertain my permissible work hours for the remainder of the year. The calculations would certainly differ if the cycle indeed spans from March to March as opposed to the standard calendar year.
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Early retirement, yes. Full FRA earn all you want. ? If early yes to 22k. What happens after 22k is they take a dollar for every 2 earned. So if you made 30k, 8 over they would subtract 4k. They don’t subtract a little each month but all at once until it is covered.
That money actually goes back into the kitty and adds to your SS amount at full retirement age.
You must have started in March so Jan and feb working won’t count toward 22k. Next year Jan to Dec counts.
It’s simple to figure your hours. this year will be 10 months counted. 10×4.3 = 43weeks. Now divide 22320 by 43. $519 a week this year you can earn without deductions. Now just divide $519 by your hourly wage to get how many hours.
Next year use 52 weeks same math. Next year the 22k may increase.
When will your benefits begin? Income earned BEFORE you begin SS does not count.
Sounds like miscommunication to me. Year is from January- December. There is a yearly test and the Grace Year with a monthly test. You should double check.
Depending on how your paychecks fall, and if you’re paid bi-weekly,
There’s 3 paychecks in March and August
or
There’s 3 paychecks in May and November 2024
https://www.alliantcreditunion.org/money-mentor/boost-your-savings-or-reduce-your-debt-by-an-entire-paycheck-painlessly#:~:text=2024%20Three%2DPaycheck%20Months,months%20are%20May%20and%20November
Every year it is varies.
For me last year the extra payday was June and December.
I made a Google spreadsheet and input my estimated pay and added extra column for the extra paydays.