- April 23, 2024
- Posted by: legaleseblogger
- Category: Related News
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# Seeking Legal Advice for Relationship and Financial Issues
## Introduction
Hello, I am reaching out for advice on a situation that has been causing me a lot of stress and uncertainty in my life. I have never posted on a platform like this before, but I have been following stories and advice for some time now. I am not a native English speaker, so I apologize if my language is not perfect.
## Relationship and Financial Struggles
I am a 29-year-old female living in the UK, and I have been in a relationship with my 33-year-old boyfriend since November 2022. When we first met, he was struggling with depression, and as our relationship progressed, he opened up to me about his mental health challenges. I did everything I could to support him – emotionally, financially, and practically.
I have a stable job that pays above minimum wage, allowing me to comfortably cover my expenses and save some money each month. On the other hand, my boyfriend is self-employed and expressed a desire to get a new car. Due to his self-employment status and irregular cash income, he struggled to secure a loan. In an effort to help him, I agreed to take out a loan in my name to purchase a car for him, with the understanding that he would make monthly payments towards it.
Initially, he made a few payments, but his income decreased in November and December, impacting his ability to contribute. Recently, however, I have noticed a shift in his behavior towards me. He has been disrespectful, engaging with his ex-girlfriend and admiring other women on social media. While there have been no instances of physical infidelity, he has flirted with other women and has become increasingly hostile towards me.
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## Conclusion
Despite my efforts to salvage the relationship, I have come to the realization that it may be best to end things. However, I am worried about the financial implications, especially regarding the car loan that I took out for him. He has put the car in his name, and I fear that if I leave, he may not fulfill his financial obligations towards me.
I have asked him to either sell the car or transfer it to me so that I can repay the loan without being burdened by his debts. He has been neglecting payments, prioritizing his own expenses over the loan that I am servicing. While it is a painful decision to leave, I do not want to bear the financial responsibility for his car.
In conclusion, seeking legal advice and support in this situation is crucial to protect your rights and navigate the complexities of disentangling your finances from the relationship. The AI Legalese Decoder can provide valuable insights and guidance on how to proceed in a legally sound manner, ensuring that your interests are protected.
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****** just grabbed a
This:
https://www.gov.uk/make-court-claim-for-money
Leave him asap, you don’t need to be in relationships to recoup your money. Your mental health is deteriorating. Your stress and anxiety must have gone up dealing with him. £6k is not worth your sanity.
You can earn that money in no time.
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What you’re going through is financial abuse https://survivingeconomicabuse.org, Refuge may also be a useful resource.
Who actually paid for the car when it was purchased?
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You’re suffering from domestic abuse from him. You’re a domestic abuse victim. Mental health isn’t an excuse for his behaviour or for him to treat you like his mother or slave.
Now, you’ve got harassment and stalking involved too. He’s being a bully towards you and it’s more than once. For harassment and stalking, it’s two or more instances where the behaviour has caused alarm or distress and it has to fail the 3 defences. The 3 defences in laymen’s terms are, it is to prevent or detect crimes, it’s allowed by legislation or court order (think police powers or bailiffs demanding money from a court judgment) or the the behaviour/action was reasonable. In this case, the first two defences can’t be used. It’s also not reasonable for his behaviour to treat you badly and to skip on not paying you. There are specific legislation dealing with domestic abuse too.
Also like I’ve mentioned, it is domestic abuse. He has gone flirting with others whilst treating you so badly. He’s just using you for the money and for being a human punching bag. You’ve also got gaslighting where he tried to claim you don’t want him and has invented the car problems to get rid of him.
You’ve got emotional abuse from his bullying and verbal abuse. You’ve got finical abuse because he made you take out a loan and isn’t paying you back and is treating you badly because of it.
The reason he can’t get a loan is because he has bad credit. Either he’s in debt or has very little credit history or he’s been paying late.
It’s worth going to the police for his behaviour. If he’s messaging you with abuse, screenshot them. It’s better evidence and it’s communication offences. You can try to audio record him on your phone but that’s at your own risk. Also domestic abuse is a crime too. There are also victim services which can help you too.
I also recommend you go small claims court. Others have put links on here, you can look for it. I really recommend doing this but make sure he’s not living with you and there are measures in place so he doesn’t hurt you.
I also recommend you go speak to the National Domestic Abuse helpline. I also recommend you speak to your nearest Women’s Aid or Refuge. They’ll have other advice and can some have funding for counselling. Your council might have a domestic abuse officer and you may want to speak to them for more advice.
National Domestic Abuse Helpline.
08082000247
Edit: do you have anything that shows it’s a loan ? Bank statements or transfers or messages about it ? Anything to show he’s paying back ? That needed for the small claims court.
2nd edit: who’s name is the car registered in ? If it’s under your name, then it’s yours. Report it as stolen if he has it. You might be able to get the car back but do check with a solicitor or citizens advice.
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