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## Finding Information online

I actually Googled the question and a link led me to SSA.GOV Page. You are allowed to work as long as you don’t exceed $1,350.00 per month or work longer than 6 months. I called SSA and attorney and they told me it was true. I asked, “Why don’t they tell people this?!” He said, “Because they want you to give up and go back to work full time to throw your case out.” 🤷🏾‍♂️🤷🏾‍♂️🤷🏾‍♂️🤷🏾‍♂️

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31 Comments

  • jsteele2793

    Yes this is true, but when I discussed it with my lawyer she said it absolutely has a detrimental effect on whether or not they approve you. The whole point of disability is that you are incapable of working above SGA. Showing them that you CAN work, just below it, is not going to bear well for their decision. My lawyer advised me not to work at all while waiting. And I do believe that affected my decision because they asked me quite a few questions about when I last worked and my inability to work on any level now. Basically they’re going to look at employment as, you’re working, why don’t you just work more. Obviously different disabilities have different approval rates, mine was mental health, very difficult to prove so I did not want to mess with that at all. Someone with a much more obvious disability may be able to do more and still get approved.

  • OutsiderLookingN

    Yes, you can work while applying, but it can have an impact on if they find you eligible for disability. SSA won’t consider your ability to work If you get approved at step 3 for meeting or equaling an impairment listing

    If you don’t get approved at step 3, they will then consider if you can do past work or other work to earn and sustain an income of $1550 a month. This is where working while your application processes can help or hurt you case. Each person has to decide on their own and I would suggest contacting someone knowledgeable about the specifics of your case, disability, and the work you are doing.

  • chronic1553

    It’s actually $1550 per month if you aren’t blind and $2590 if you are.

  • Inside_Archer_5647

    You can go straight into POMS anytime you want. Just as though you were working at SSA. Nothing is hidden.

    https://secure.ssa.gov/poms.nsf/home?readform

  • Longjumping-Fox4690

    It’s a catch 22. You *technically can*, but they’ll deny you in a heartbeat. Why do you need to be on SSDI or SSI if you’re capable of working enough to bringing in at least $1550 a month?

    There are caseworkers on this sub that will claim “no one has ever been denied for making $1000.” Which is a straight lie. If you can work and bring in more than SSI would even give you, why do you need SSI?

    The SSA will look at you and claim you are capable of working. You can’t claim you are so disabled that you can’t work, while working. It set up to make you fail.

  • Cranks_No_Start

    Sell everything that isn’t bolted down. I sold my tool boxes, tools, and all my hobby related collectibles that had accumulated over the last 35 years.

    I hated seeing the stuff go as it represented years of money, labor and time and most will never be replaced.

  • JRock1276

    That’s a question that has no reasonable answer. When you are unable to work, which I have been for three years and just got approved, there is no way to make steady income. I sold some things of value, had a lot of help from my friends and some family, but I honestly don’t know how they expect someone to not become homeless and destitute with the wait times. Some people truly have nothing and are hanging on by a thread when they become disabled.

  • Orallyyours

    What they told me was that everyone should have 6 months of saving in order to pay bills just in case. Who the hell has that kind of money laying around?

  • Majestic-Fig-3195

    They expect your family to take care of while you are waiting.  They hope you will just go away or die, which ever comes first.

  • Wise_Rutabaga_5809

    There’s a strong possibility that once someone starts working again while they wait, they’re going to rule against that person citing they were able to adjust to other work.

    Btw, I’ve had lawyers tell me I have a strong case. One even told me I should get approved on the first try. Currently in the appeal process after denial which is going take some time based off my observations in this group. Hopefully you do get approved right away, but just keep in mind that approvals are very slim. That’s why a lot of us are trying to stay afloat.

  • Brilliant-Ad-8004

    Yeah, I’ve resigned myself to accepting that I am screwed. I’m single and bought my home in 2015. My mental health went to hell in 2017. I have to pay my mortgage and other bills. I’ve decided to just kill myself in 8 to 10 years at max. I’ll just keep exhausting FMLA, burn all my leave, and use huge amounts of unpaid leave until it’s time to go. There’s no scenario where I can convince SSA that I have impairments and not try to keep paying the mortgage. I have plenty of evidence, but I can’t just quit my job to pursue disability knowing I may be trying for years. I don’t want to end up homeless so I’m gonna do what they probably will just want me to do anyway, which is to die. I didn’t foresee that my mental health would deteriorate so rapidly or I’d develop an arrhythmia, but it is what it is.

  • FightingButterflies

    Another thing they don’t tell you: once you’re on Social Security you can get retrained for a different career (one that works better with your disability) through the Department of Rehabilitation, and the government will pay for it. They can also help you find a job that will work with your disability. Anyways, the retraining has to be through one of their “providers”, but they also pay for books and supplies. Just find your local office, go in, and sign up to start the process. Warning: it’s a LONG process to get it going (the wait to start is long). Call and get on the list to get started ASAP.

  • gardenina

    In my city, rent alone is 1600 for a one room efficiency apartment. I guess a person must literally be homeless to qualify for SSI in my area.

  • Kaethy77

    Yes, SGA is $1550, BUT, lol, but, if you work just under that, it raises the question, are you intentionally limiting yourself to that amount to avoid an SGA denial.
    They definitely don’t just look at your case and say, “oh, they’re only making $1300, no problem”
    Instead, they sigh, and think, oh great, now I have to evalute the work to see if it will affect the decision. Take a look at the form 821.https://www.ssa.gov/forms/ssa-821.pdf

  • Ashamed-Building-188

    Exactly. I actually worked for about the first year after I applied- minimum wage and part time and only for a few months at a time so it helped my case doing that. Fortunately it was 13 years ago and I had a roommate.

  • Chewi863

    Also, don’t trust Ticket to Work. Biggest government con there is for SS.

  • suddenlyconcious

    First part is true. Second part is utter bull shit. They do tell you. Its cllled the income Limit they explain durring the application. Its provided on the documents. Its listed in the pamplet. So IOW youre completely full of shit Or at best repeating your bullshit attorneys lies. and Also just trying to disparage an entire agency because you and a select few others are too stupid to read, ask questions, or acknowledge youre incapable or incompetent and unable tto manage your own affairs and go get a representative who is.

    HOWEVER you *are* applying for benefits saying YOU CANNOT WORK for at least 12 months and earn sga. sure you can go get a job, and then when they look at your work history and see youve been working to support yourself while waiting, you’ll need to show that you can’t continue as such which is just so much fun and easy to do right? -_-

    So are they advising you to go work, no. Because You said you couldn’t work and need benefits because you can’t get or keep a job with your condition(s) and telling you to go find work wouldn’t just be ablist, it would and has resulted in congressional complaints..

    Are they advising you of the limits pertaining to income, resources, etc….yes. yes they are. As they should.

    So nah, get over yourselves or get a representative who knows how to ask questions, listen, read and understand the information because all of it, every single iota of data from halex and poms is available online or in office and.if.you can’t understand or read it, where tf do you get off blaming others for your failures?? If you didn’t know something, its because you failed to be attentive and do anything proper to inform yourself of what you were applying for. that’s 100% your own fault.

  • Turbulent-Today830

    Its all part of the test; if you truly cant work you wont…

  • Starbuck522

    Some people are completely unable to work. (Yet need shelter and food, etc☹️ )

    I would also worry it would show you can work. (And, in fact it does show that you can work. I totally understand there are gray areas… That it’s very difficult to work, but still, if you do work…you can work. ) Anywhere close to $1300

  • TechnicalObjective74

    Don’t give up

  • booalijules

    It is a fine line because you’re working abilities can certainly be used against you in the decision process. I had worked as an executive chef and because of declining health had started having to work lower positions in kitchens which I thought I would never have to do but the lower positions are physically extremely demanding and the pay is much worse. I was completely unable to do any work in My chosen field for 7 years. For six of those years I’ve had to live with family while I pressed my case and lost my initial case because I did not have a lawyer. I got a lawyer for my second attempt and then got a fatal diagnosis and so I was awarded disability pretty quickly with about 10,000 back pay. They split that up into three payments every 6 months so it was three grand which got me a used car and now I have to live on 650 until I can prove that I’ve moved out which is what I have to do tomorrow and even then I have to wait a full month before they’ll give me the full $945 or whatever it is exactly. They’re always looking for ways to harm your existence and very rarely looking for ways to enhance your existence. You have to be your own advocate and you have to be on top of shit which can be very difficult when you’re having health issue that is making your mental faculties decline like mine is doing. Still I leave a lot of post-it notes and so far I’ve been getting most things done but changing address after having been here for 7 years is going to be difficult because there are so many different places I have to contact from my pharmacy to social security to Medicaid to Medicaid ride service to EBT and the whole food stamp process. I’ve got a deal with the kings and queens of red tape all week and hopefully I can get everything settled
    I did find out that if you have a very difficult financial situation you can petition to get your second and third payment or parts of your second and third payment given to you earlier if you can prove you really need them at that point. I’m pretty close to that but I think I can just scrape by until they give me the full monthly payment. That should be July 1st. But to have that happen I’ve got to get a bunch of paperwork together and get over to the social security office tomorrow and hopefully not wait in line all day.

  • Zestyclose-Gur6360

    When I got sick I used short term disability through California EDD which was quick and disability through my employee benefits (I think it was Unum) to fill in the gap until my long term disability was approved through SSA. 

  • AlabamaLily

    To be fair, it’s the first step in the disability process if you Google it.

  • IndustriousOverseer

    What the hell, I’m tired and in a ‘confessional’ mood. 15 years I worked as an SSA ‘contractor’ (it’s not the term we used) in the Ticket to Work program. Just quit last month. Prior to that, I worked state VR. I have SO MUCH information. Anyway, the red book is something to check out every year. It lists the new Substantial Gainful Activity level and the new Trial Work Level every year. Of course those apply to SSDI, not SSI. For SSI each year it shows how to calculate how earnings will affect your benefit check.

    Keeping it simple, because there are tons of if/then statements involved: When applying for disability, you must be able to show you absolutely cannot work, full stop. The state I am in mostly had a denied the first time guarantee, probably denied the second time, but if you stick it out to the AJL, it’s almost guaranteed at that point. Many people with my qualifications are shifting over to the AJL part of the process, this means we are very qualified to determine if there is any job out there you can do and to what extent-how much the judge listens is up to them. And we/they don’t talk to the clients, it’s all done on paper.

    Important (and little known) fact: There is a tiny stipulation that says if you successfully get disability and then earn above SGA within the first 12 months, they can cancel your disability and require all the money they paid you back. The reason for this is that you were granted disability on the basis of having a total disability lasting at least one year. If you work at SGA, you obviously don’t have that condition anymore. It’s about $ not hours worked. However, after that 12 months, SSDI beneficiaries have a 9 month Trial Work Period. That means you can earn any amount and keep your full benefit check. The 9 months do not have to be consecutive but exist for the entirety of your disability claim. A month is counted any time you earn above TWL. After those 9 months, it’s all or nothing for each month. If you earn SGA you don’t get to keep the payment, and if you earn less than, you do. Always Gross income, by the way.

    After 36 months (not consecutive) of earning above SGA, your disability case closes and you will have to start the entire process again to get back on disability. However your earned income now counts, so most people’s benefit increases that next time. There are Benefits Counselors out there who go through intense training & certification to discuss with you exactly how working will impact your benefits, including Medicare/medicaid, SSI/SSDI, child benefits, etc. You can find them as Area Work Incentive Coordinators (AWICS) or Community Work Incentive Coordinators (CWICS).

    Where the working at just below SGA gets you is that during your CDR (really any time) they review your work history. If you prove you can work and earn enough consistently, they can close your disability claim. Don’t be afraid of CDR’s, but understand that you have to go to your doctors and keep your records maintained. If you stop going it is assumed that you are obviously are doing well enough to hold your own.

    If you go to SSA’s website around March of each year and search ‘brochures’ you can find all kinds of updated and useful info about all their programs. On ChooseWork.ssa.gov you can also find their weekly (I think) webinars on topics covering working while on benefits.

    In the ‘now I’m just regurgitating information’ department: Know that SSA is seriously understaffed and overwhelmed. It’s not your fault, but if you call to ask questions, particularly to see if you’ve been approved or denied, they are absolutely going to tell you anything at all to get you off the phone. They don’t want to be yelled at by one more person or hear one more story that they don’t have the authority to impact the outcome of anyway.

    If you’re going to respond about how I’m wrong about something, or your cousin’s sister’s roommate twice removed did the opposite of what I said and it worked, go ahead, but I won’t get into a dispute (see above about if/then) about it because the fact is that I can’t know the factors that impacted their situation. If you ask questions here or in PM, I’m about to log off tonight but will be back tomorrow evening and still love what I did.

    May the odds be ever in your favor.

  • Vivid_Temporary_8449

    First of all your disability must keep you  being disabled from your forever job meaning the same job you have earned enough work credits for most your life. If you stood on your feet 18 hours a day managing 12 people in a heavy automotive industry and find yourself no longer to do the same job at the same capacity no matter how how you try, you have some disability.  If you can’t do your job after a lengthy period of time with the same company and cannot live up to their standards anymore you have a disability.  Mainly check check with all Doctors, get Mri, get a psychological exam, and never ever miss a doctors appointment.  Or be late picking up your meds. 

  • Low-Piglet9315

    I’ve asked it a million times on behalf of people for whom I’ve advocated. It’s really barbaric to do this to people, especially when some of them ARE physically incapable of working.

  • MENINBLK

    The lawyer is not telling you the truth.
    If they worked at SSA for a day, they would see how inundated the SSA is with claims. From the time they get to work until the time they go home, all they do is answer phones and help claimants. If you don’t ask them the right questions, you aren’t going to get the right answers or the answers you want.

  • GeorgeRetire

    >I asked, “Why don’t they tell people this?!”

    You found the answer easily. Why would you think they are hiding it?

    >He said, “Because they want you to give up and go back to work full time to throw your case out.” 

    Who is “He” in this case?

  • Motor-Job4274

    Read the definition of disability on SSA’s website. Unable to do any type of work or result in death.

  • DreamSoarer

    This is where opting to pay for disability insurance through your job – if it is an option – is worth it. It is the only thing that got me through the application process.

  • Farmgirlmommy

    And if you have covid related CFS and actually can’t work at all? How then do we survive? On the kindness of our family? It’s messed up.