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## Situation in Pennsylvania
I was driving in Pennsylvania, traveling through a small town. Despite not speeding and obeying all traffic laws, I was unexpectedly pulled over by an officer.

## Encounter with the Officer
The officer requested proof of registration and insurance. While I provided registration, the insurance card in my possession was expired. In an effort to provide proof of insurance through my app, the cop seemingly dismissed it and returned to his car. Nevertheless, I managed to locate and display my current insurance details on the app. Regrettably, he still issued a ticket, claiming he had already printed it.

## Consequence and Legal Issue
As a result, I am now required to appear in court. Despite my confusion and frustration, the officer seemed to suggest that his system indicated I was uninsured, even though I assured him of having up-to-date insurance coverage.

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11 Comments

  • Sensitive_Middle

    Just bring the proof of current insurance to your court hearing. They will dismiss the ticket

  • RoutinePresence7

    Shouldn’t this be a fix it ticket?

    Try going to the station and providing your insurance and see if it can be written off?

  • State_of_Planktopia

    Pennsylvania criminal lawyer here.

    I actually can’t find a single Pennsylvania case where lack of insurance was the *only* probable cause for a stop. However, I suspect it is sufficient to justify a stop. Police NCIC records, such as their warrant database or PennDOT’s registration database, DO constitute probable cause for a stop. I believe insurance is also found under the NCIC database, and not carrying insurance is an infraction in Pennsylvania, so even if his database was incorrect, the officer had a good-faith belief you were breaking the law. If you had been DUI and got arrested, I think the legality of the initial stop would be upheld.

    That said, you actually did have insurance. You tried to provide proof at the scene. There is no requirement that proof of insurance be printed out and carried, showing the officer your app was fine. He shouldn’t have given you a ticket. I’ll tell you why he did though: you’re an out-of-towner passing through a small town. The farther away from home you are, the more likely you are to get a ticket because the officer knows you’re unlikely to return to the area just to fight a small ticket. Yes, it’s bullshit. But I’ve had clients who live across the country and have been forced to fly in for court. It’s bonkers.

    Call a lawyer local to the area. A small solo practitioner will probably give you a good deal to represent you at the court hearing. Sometimes, they can get your appearance waived and just appear on your behalf. It depends on the court. Even if you have to appear in person, bring proof of your insurance. Print out copies for the cop and the court. The cop may dismiss the ticket even before you go to court, and if not, the judge will.

    Sorry that happened to you. That sucks.

  • CraftyCat3

    Maybe, there’s not enough detail to say for certain. It looks like Pennsylvania is one of the states that directly works with insurance agencies, and suspends registration if they believe you don’t have current insurance. It’s entirely possible that the DMV believes your insurance has or was lapsed, I’d recommend checking with them and fixing it if so.

    It doesn’t appear that digital proof of insurance is accepted in Pennsylvania, so unfortunately your phone didn’t help. I’d recommend a physical copy of your insurance, proving you had coverage on that date, for court.

    Edit: it does appear that digital proof is acceptable when stopped, so you should be able to clear up the ticket easily.

  • SIERRA090

    Did you allow the policy to lapse, even by 1 day? Some states require all registered vehicles to have insurance, if you let it lapse maybe the dmv dropped your insurance status in their system and you need to notify them again that you are now covered again.

  • Peculiar_Owl

    The important thing here is that you plead not guilty. If you plead guilty or pay that ticket online, PennDOT will suspend your license for 3 months.

    I