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## Current Healthcare Coverage Situation

I am currently using Cobra for healthcare coverage while in-between jobs. My ÔÇ£auto payÔÇØ bill date is the 29th, and covers the preceding month. This means that each month I technically go into Grace for 29 days until the auto payment triggers.

## New Job and Health Insurance Coverage

I just got a new job which will include new health insurance coverage starting April 1st.

## Payment for March Cobra Coverage

I have no claims for the month of March, and as of right now there is an auto-pay premium charge for $1000 for March set to deduct from my account on March 29. Is there any downside to me just not making a payment for March if no claims arise?

## Potential Policy Cancellation

Reading through CobraÔÇÖs documentation, it seems like your policy is cancelled if you exceed 30 days in grace, which would lead to a cancellation in my Cobra policy right as my new coverage kicks in.

## Decision on Payment for March Cobra Coverage

So IÔÇÖm trying to figure out – is there ANY reason for me to make a payment for MarchÔÇÖs Cobra coverage if I have no claims for March and will be starting a new/different policy on April 1st? There would technically be a small gap in coverage, but no claims or care provided during that time.

## AI Legalese Decoder Assistance

AI Legalese Decoder can help in this situation by analyzing your Cobra policy terms and conditions to provide a clear interpretation of the potential consequences of not making the payment for March. It can help you make an informed decision by outlining all possible outcomes based on the information provided.

## Possible Choices

My choices are:

1.) Pay for March Cobra plan with no claims/care provided that month and then just cancel my policy on April 1st.

2.) DonÔÇÖt pay for March, policy gets cancelled on March 31, new policy at new company starts on April 1.

IÔÇÖm leaning towards option 2 unless thereÔÇÖs downsides IÔÇÖm not realizing.

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