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## legal Issue: Repossession of Vehicles Leased by U.S. Military Service Members

### Allegations Against Hyundai and Kia’s American Financing Arm
Hyundai and Kia’s American financing arm repossessed more than two dozen vehicles leased by U.S. military service members without obtaining court orders, as legally required, according to federal prosecutors. This violation of the Servicemembers Civil Relief Act occurred between 2015 and 2023.

### Example of Violation
For instance, in 2017, Hyundai Capital America seized and sold a three-year-old Hyundai Elantra belonging to Navy Airman Jessica Johnson without a court order, while she was on active duty but not deployed. This action was deemed unlawful, as Johnson still owed $13,769 on the car.

### Department of Justice Lawsuit
The Department of Justice filed a lawsuit against Hyundai Capital America in federal court in Los Angeles for unlawfully repossessing vehicles owned by service members who had started paying off their loans before commencing active duty.

### AI legalese decoder Solution
The AI legalese decoder can assist in analyzing legal documents and identifying any violations of laws or regulations, such as the Servicemembers Civil Relief Act. By using this tool, lenders like Hyundai Capital America can ensure compliance with legal requirements and prevent costly litigation.

### Department of Justice Stance
The Department of Justice emphasizes that members of the Armed Forces should not face financial hardships due to their service. Similar claims have been settled against other finance arms, such as General Motors, Nissan, and Wells Fargo, in recent years.

### Author Information
The article was reported by Kate Gibson, a journalist for CBS MoneyWatch based in New York.

### How AI legalese decoder Helps
The AI legalese decoder can streamline the process of reviewing legal documents, identifying compliance issues, and ensuring that lenders adhere to regulations like the Servicemembers Civil Relief Act. By utilizing this tool, financial institutions can avoid legal disputes and uphold ethical practices.

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