- December 9, 2023
- Posted by: legaleseblogger
- Category: Related News
Try Free Now: Legalese tool without registration
AI Legalese Decoder: How It Can Help in This Situation
Accident Update: My Wife’s Rear-End Collision in Maryland
I am Currently Dealing with Insurance Adjustor
Last week, my wife was involved in a rear-end collision in Maryland. The situation has been quite stressful as we are still in the process of obtaining a copy of the police report and sorting things out with the insurance adjustor from the other side.
Medical Situation: Mild Concussion and Childcare Struggles
Unfortunately, the accident resulted in my wife suffering a mild concussion, which has left her struggling to take care of our baby. As a stay-at-home mom, this has been particularly challenging for her. While we may not have lost income as a result of the accident, I have had to use up my paid time off (PTO) to take care of the baby. I anticipate that this situation will continue for one to two weeks in total.
Insurance Adjustor’s Response: Denial of Compensation for PTO and Childcare Expenses
Today, I contacted the insurance adjustor to discuss the possibility of compensation for my lost PTO and any expenses we may incur for childcare during this time. However, they were adamant that they would not be responsible for providing any compensation for these expenses. This response has left me feeling frustrated and skeptical of their motives.
Seeking Advice: What Are My Options?
In light of the insurance adjustor’s refusal to provide compensation for my lost PTO and potential childcare expenses, I am at a loss for how to proceed. This situation feels unjust, and I am unsure of what steps to take next.
AI Legalese Decoder’s Assistance
In this situation, the AI Legalese Decoder can be a valuable resource in understanding the legal terms and rights related to personal injury and insurance claims. By utilizing this tool, I can gain a better understanding of my legal options and rights as well as decipher the complex language often used by insurance companies and legal professionals. This can help me make informed decisions and advocate for fair treatment in this challenging time.
Try Free Now: Legalese tool without registration
Original Content:
AI Legalese Decoder is a software designed to help individuals and organizations better understand and interpret legal documents. With its advanced algorithms and natural language processing capabilities, it can quickly parse through complex legal jargon and provide clear and concise explanations of the content. This can be incredibly helpful for anyone who needs to review contracts, agreements, or any other type of legal document, as it can save time and effort by streamlining the analysis process.
Rewritten Content:
How AI Legalese Decoder Can Help with Understanding Legal Documents
In today’s fast-paced and ever-changing legal landscape, it can be incredibly challenging for individuals and organizations to keep up with the complex and often convoluted language found in legal documents. This is where AI Legalese Decoder comes in. This powerful software is designed to help users better understand and interpret legal documents by leveraging advanced algorithms and natural language processing capabilities.
By quickly parsing through complex legal jargon and providing clear and concise explanations of the content, AI Legalese Decoder can save users valuable time and effort when reviewing contracts, agreements, or any other type of legal document. It streamlines the analysis process, making it easier for users to identify important terms and provisions, potential risks and liabilities, and other crucial information that may impact their decision-making.
Furthermore, AI Legalese Decoder can also help users identify any potential inconsistencies or discrepancies within legal documents, ensuring that all parties involved have a comprehensive understanding of the terms and conditions. This can be particularly valuable in negotiations and dispute resolutions, as it can help prevent misunderstandings and conflicts that may arise from ambiguous or unclear language.
Overall, AI Legalese Decoder is a valuable tool for anyone who needs to navigate the complexities of legal documents. Its ability to decode and simplify legal language can help users make more informed decisions, mitigate risks, and ensure compliance with legal requirements. Whether you’re a legal professional, business owner, or individual seeking to understand a legal document, AI Legalese Decoder can be an invaluable resource in today’s complex legal environment.
****** just grabbed a
Are there medical records to support her inability to care for the child?
Never, ever take legal advice from the other side on a case and that goes double when dealing with insurance companies. They are generally awful and out to pay as little as possible – while also not being trained legal professionals.
I am a MD lawyer, but not your lawyer, but the standard damages for auto accidents are generally titled as compensatory damages. As the name implies, they are to compensate you for the injury or harm you suffered as a result of the accident. Medical bills are the starting point with associated pain and suffering compensation, but assuming the causal connection can be made with the concussion, it seems pretty logical that your wife would struggle with child care and that you would need to take time off as a result. It is no guaranteed, but I would not hesitate to include it and expect to get paid for it if the evidence was clear.
With a hit in the rear, you may want to think about 1 hiring a lawyer and 2 – being careful with post concussion symptoms. The 2 is not really connected to the clear liability – just thought of it. I have seen concussions clear quickly and I have seen them linger.
Some insurance companies are worse than others, FYI – State Farm, Geico, and Allstate are all pretty awful to deal with.
Get an attorney to tell you your rights. I remember after an accident being asked by the insurance adjuster if I needed help at home or had any lost wages. I would think child care would be covered under household help but IÔÇÖm not sure.
Maybe you can reach out to some nursing agencies and hire a nurse to help your wife with the baby, making sure to get receipts for your liability claim. And if there was a car seat in the car you have to get a new one and make sure you save the receipts from that too.
You need a personal injury lawyer. They work on contingency so you wonÔÇÖt pay anything for a consult.
Talk to an attorney asap.
I was rear ended many years ago when I was a sahm with three small children. I had to treat injuries past the insurance settlement period so the only way to get reimbursed for my medical expenses was to sue.
My attorney couldnÔÇÖt really ask for much in damages because I didnÔÇÖt hire a house cleaner or child care which he would have sued for. I did get a small settlement which was worth it.
Are you eligible for Family and Medical Leave (FAML) from your employer? If so, the leave would be unpaid resulting in economic damages.
You need to file for FMLA asap with your employer, in case if this extends beyond your PTO.
Child care costs are not standard damages after a car accident. If your wife was having to pay someone for child care as a result of her injury then it might be possible to get some compensation towards that, but it’s probably unlikely in your scenario – though perhaps not impossible.
Get a lawyer, get a care manager, record everything from your lost wages to her medical appts and who cares for the child during what hours and what that care looks like. Record doing laundry etc literally everything she would normally do. ItÔÇÖs called attendant services and itÔÇÖll most definitely be covered if you do things correctly
You need a lawyer, today. I suffered a mild concussion about 10 years ago and MAN was I useless for a while. I slurred my words and spoke really slowly, and I was terrified to drive. If her doctor says she canÔÇÖt care for a child, trust me, she canÔÇÖt. Remember, the adjuster is NOT on your side. I know PI lawyers get a bad rap, but your wife was actually injured and can not live her life as she could normally for the foreseeable future.
As someone who is not a lawyer but has worked in insurance, I can see why an adjuster would say that to you. Unfortunately from an insurance standpoint, they would not see a reason to compensate for lost PTO for someone who was not even involved in the accident. And since she hasnÔÇÖt technically lost any wages, thereÔÇÖs nothing measurable on that front to add to the settlement. So you might want to just insist on an increase for the generals/ÔÇ£pain & sufferingÔÇØ check. If the adjuster is nowhere near what you would be expecting in terms of a settlement, just get a lawyer. TheyÔÇÖll definitely be able to get a higher amount, however IÔÇÖd be cautious because obviously they take a huge cut and you donÔÇÖt want to be left with less than what you wouldÔÇÖve had if youÔÇÖd just taken a lower original offer straight from the insurance company (which I have seen happen).
Definitely have your wife go to the concussion clinic and start treatment before you talk any type of settlement with insurance. My ÔÇ£mild concussionÔÇØ took over a year of treatment (medication, balance therapy, speech therapy, dialogistic testing, etc.) to treat and left me with lasting damage (late tracking persisting in one eye and speech problems when overly tired/stressed). The full range of symptoms took a week- 3 weeks to fully appear/ be recognized by me and my medical providers and treatment was much more costly than I originally anticipated.
Get a lawyer ASAPmay take a while to recoup funds but your wife deserves it. I hired a lawyer for all my accidents.
Never ever talk to or give a statement especially a recorded one to the other side (insurance company). Get a personal injury/accident attorney immediately. You need to determine if the other side has bodily injury liability insurance. Also Im not sure what the law is in your state – if you are required to carry Personal injury Protection which would cover your situation. Please consult a lawyer.
I am a Maryland lawyer, not your lawyer. Get a lawyer yesterday. That is the only advice you should be getting right now. That, and do not communicate with the ins. Co, let the lawyer do that for you.
YouÔÇÖre going to need a lawyer, they are going to deny you.
Get an atty to handle compensation for medical and other expenses of childcare etc. Do not try to handle it yourself.
File for ur lost wages to support the family now- ur lost wages r still lost wages, arenÔÇÖt they ?
In-between waiting for the insurance company to review your details and going on an insurance-covered leave, it would make sense to ask the doctor for a note so that she can take it to a social worker for compensation AND/OR request governement medical assistance at home. The doctor should be able to tell her what she is allowed to receive in terms of help. Seems pretty straightforward to me.
It is required by law that a person be compensated by his employer , but since she is a stay at home mom, one has to ask what her source of income is? if they have medical proof from a licensed doctor that they are unable to perform qny duty, the state has to provide some level of assistance, The exact lenght of the obligation i dont know, thats something she should ask her doctor or local social worker.
If the issue turns into a long-term ome, she can apply for disability but thats an even longer process…
The state also pays for maternity leaves in the same matter, they have to cover most medical needs by law.
Now the most important thing is to start a papertrail, call the doctor, ask for a note, and follow up. If you have free llegal advice services available ,use it, or requsst to see a lawyer just for information.
This isnt legal advice just common sense advice, i am not a lawyer
Good luck
Hopefully your policy is “Full Torte” (meaning you have the right to sue the other driver. Those who choose “Limited Torte” have waived their right for a few measly bucks
Get an attorney. They take cases on contingency. The other side is full of it
NAL – but I am an auto injury claims adjuster – not your claims adjuster, donÔÇÖt know what your state is nor your policy or coverages.
If you were not in the accident you do not have a bodily injury or medical claim to present. That is how wage loss is paid. If you were not in the car at the time of the accident you do not have a claim to present and your wage losses are not considered in the claim and you specifically are not owed anything.
get a personal injury attorney, they will assess the facts of the case and let you know if it is viable to pursue compensation. most consultations are free, I would say be careful when vetting who you choose to represent you. tip from someone who works as a case manager for a personal injury firm, have your wife keep track of all her symptoms and levels of pain in a journal either on a week basis or a day basis. also save any receipts for any out pocket expenses because thereÔÇÖs always a chance they can be reimbursed. jeeping track of days and specific wages lost due to injury also helps at the end when itÔÇÖs times to try and recover compensation. kn the mean time, while you find an attorney be very careful about what you tell insurance, even your own. trust me, theyÔÇÖre never on your side and will always try to find a way to pay the least amount of money possible. good luck and hope you wife feels better soon!