- December 4, 2023
- Posted by: legaleseblogger
- Category: Related News
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AI Legalese Decoder Can Help Navigate Healthcare Costs After Unexpected Surgery
Introduction:
On October 25th of this year, I underwent an unexpected appendectomy without health insurance. My doctor assured me that I wouldn’t be responsible for the surgery costs if I couldn’t afford them.
Financial Situation:
As a college student, I receive almost the full Pell Grant and have a modest income from my on-campus job. With only $3,000 in savings, I rely on scholarships to cover my expenses.
Application Process:
I submitted my financial aid application on November 16th, providing my own financial information. However, I am planning to get married on December 14th to a non-rate Coast Guard member with limited income.
Uncertainty about Costs:
The hospital has indicated that I owe roughly $13,000 for the surgery. Given my financial situation and impending marriage, I am unsure about the implications for my application and whether my future husband’s income will be considered in the assessment.
AI Legalese Decoder Assistance:
The AI Legalese Decoder can assist in understanding the legal aspects of healthcare costs and the application process for financial aid. It can help identify the relevant laws and regulations regarding joint financial evaluations after a marriage, as well as provide guidance on where to seek further assistance with this matter.
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****** just grabbed a
Why would you even tell them?
Keep your finances separate until this is done, and it shouldn’t be an issue, but they don’t need to know you are going to be married. The application is based on your information and financial status at the time you complete the request.
1) The hospital likely is looking at current assets to determine eligibility. This can include things the new spouse brings into your household.
2) As u/NotEasilyConfused mentioned, it’s based on what you have when you apply, though I do wonder if there is more to it than just that.
3) To really answer what I think is your question, I can foresee one issue. How do they double check this kind of stuff? It’s most likely though tax filings. And, 9 states in the union will have you start to mingle assets/reported income after the marriage. In these communal states you would need to report 50% of the spouses income in your taxes.
This *could* trigger exactly what you are afraid of, they look at the numbers and realize something doesn’t add up. However, as the marriage is happening after you applied to this program, I think you are still OK from a legal perspective.
It really depends on the hospital. If you aren’t married at the time, they most likely won’t consider you future potential family income. I wouldn’t bring it up, but I would get the application in ASAP. They have people to help you do this, so talk to the hospital and get the paperwork done as soon as possible. You likely will owe something, but it will be greatly reduced.