AI Legalese Decoder: Demystifying the Financial Responsibility of Adult Children for Parents’ Medical Bills
- August 19, 2023
- Posted by: legaleseblogger
- Category: Related News
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Can I Be Held Responsible for My Dad’s Hospital Bills?
I am currently a full-time college student, residing in a filial state. Alongside my studies, I am working part-time on-campus to support myself financially. Recently, my dad has been admitted to the hospital, and there is a possibility that he might require surgery. Our family, being small and financially disadvantaged, faces a challenging situation. Throughout my college years, I have been saving up some money with the intention of moving out once I graduate. However, now I am concerned about whether I could be held accountable for my dad’s hospital bills if no other family member can afford to pay.
Fortunately, I must mention that we do have insurance coverage. In fact, I am fortunate enough to have a combination of state insurance and another insurance plan called PPO Plus. Although our insurance is quite good, it is essential to note that sometimes it may not cover all expenses.
In such circumstances, one potential solution that could offer assistance is the implementation of an AI Legalese Decoder. This innovative technology analyzes complex legal language and provides simplified explanations and guidance. By using an AI Legalese Decoder, individuals like myself would be equipped with the necessary knowledge to understand their legal obligations and potential for liability regarding medical bills.
With the help of an AI Legalese Decoder, I would have access to a valuable resource that would empower me to navigate the complexities of the legal and insurance systems. This AI-powered tool would provide clarity on the extent of my responsibility, ensuring that I make informed decisions regarding any potential financial obligations.
I am grateful for the valuable responses I have received so far. It is reassuring to know that others are also grappling with similar challenges. The insights, explanations, and resources shared have been immensely helpful in expanding my knowledge. As I continue to tackle the various aspects of adulthood, I find myself faced with many questions, and this particular concern is just one among many. Thank you all for your tremendous support and assistance.
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****** just grabbed a
I learned what filial is today. Wow, I am surprised more stuff isn’t burned down over this.
Wow I didnt know these types of laws existed in the us .This is pretty messed up that people can be forced to pay debts of other people .
Wait, tis is a thing?
Kids, who had no choice to come into the world, are financially responsible for their parents.
What the actual hell?
what a fucked up thing to have to worry about. I’m sorry for you. I wish your dad the best.
You are not responsible for your father’s medical bills and DO NOT SIGN A THING.
In answer to your question, your father would have to be declared indigent and you would have to possess the means to pay the bill. The judge would still have the discretion not to unforced it. While this doesnÔÇÖt apply to you, these laws have an exception of applying to a a parent being on Medicare or Medicaid. Further, these laws are rarely enforced.
If your parents are eligible for Medicaid or Medicare, these laws do not apply.
No you don’t. These laws are more about supporting your parents if they can’t support and take care of themselves. You would have to have the means to pay their medical expenses. And even if they tried to sue you it would probably be thrown out of court. If they did try to collect just tell them to go pound sand. I wouldn’t worry about it. Also if they are past a certain age these laws don’t apply. But if your parents have a house or any assets they can go after that. And believe me they will. I had a brother in law who’s mother passed away after being in a nursing home for a few years. The very next day they seized a joint bank account and tried to put a lien on the house. He told them that he owned the house and half the money in the account was his. They tried to tell him that they were taking everything. But years before she went into the nursing home the house was put in his name. They still tried to take the house but there was nothing they could do. This was because she had given him the house 7 or 8 years previous. In the end the nursing home only ended up with half of the joint account. Just stand your ground and don’t sign or agree to anything.
It would be newsmaking if they tried to go after you. You are 22 and in college, no competent court would find you to be reasonably able to pay for his medical debt. Filial responsibility laws are enforced so so rarely in the US and the one newsmaking case was for long term care expenses. Your father has insurance, this is a medical debt, just, as one poster said, DO NOT SIGN ANYTHING.
I had this as well with my mother. They harrased me and I told them to pound sand. They harrased some more then I told them I have kept a record of their harrassment for a law suit against them. They like the cockroaches they are found a crack in the wall and crawled into it
Firstly 20yr Paralegal.
2) Former welfare rat who was abused by my mother and I’ve been estranged from for over 25yrs.
3) I grew up in a Filial state.. Vermont and she lived and died there.
I DID NOT GET SUED or contacted to take care of her or her medical in any way.
The article below gives some good info. However. Others have pointed out the law is moreso about… hey you are a child and have a house you take her in vs the govt paying for a nursing home..
Not he went and had surgery cough up the money.
You have nothing to worry about at this point as long as you’re not cosigning or signing contracts in your name for them cuz that would be bad. Outside of that….. You’re parents are liable for their own bills and payments. If they don’t make them the collections goes after them. Not you.
https://fenelli.com/filial-responsibility-laws/#:~:text=Filial%20responsibility%20laws%20impose%20a,filial%20responsibility%20laws%20in%20place.
You are not liable for your dads bills.
So I never knew this existed, looked up my state to see, guess what GA is one!
Then I remembered, both my mom and dad have passed, it’s not funny, but I did have a phew moment.
No, although bill collectors will lie and tell you that you do.
It depends on your location. Some US states have filial responsibility laws, like PA for example.
What country are you in? That may be an important factor.
In the US: no. You are not responsible for his debts. When he passes away (hopefully in a long time), if he has any debts, those may be taken out of any estate he leaves to you so you may get less (or nothing) but they will never be able to take your money.
I wouldn’t say you are “responsible for” or “liable”, but depending on your relationship, I’m sure it’d be nice to help if you can. I helped with my sister’s Cancer treatment when I was just out of college (debt, low paying jobs). But we had a tight relationship after our dad left, so I guess it depends.
This is why you never W-2.
Off topic, but form a corporation, contract all your labor through that entity, and make sure it never ÔÇ£makes a profit.ÔÇØ
[LIEN YOUR NAME](https://web.archive.org/web/20190619062019/https://kentbarrett.com/lien_your_name/)
https://www.robertreeveslaw.com/wp-content/uploads/2016/04/Filial-Support-Law-Map-bendbulletin.com_.jpeg
Well, that’s horrifying.
As long as you don’t live on PA, I think you are safeish…. PA strongly defends this law while the other 29 states that jave this law do not really pay it no mind.
Hospitals have income based repayments. And debt doesn’t transfer to anyone other than spouses.
See if the hospital has a charity care.
No
NO.
He may qualify for charity care: https://www.npr.org/2023/03/24/1165953653/medical-bills-debt-negotiation-forgiveness
No.
If you’re at a public funded hospital never sign the guarantor at check in. Even if you have insurance.
You’re technically not responsible to inherit your parents debt. This is a u.s. state law. (if in states). This law is coming from the government not individual state to state.
Its medical bills. Not govt debt.
They cant legally affect you, and I wouldnt worry about it.
Your dad will get the same care/aftercare regardless.
Another new thing is houses held in a trust (maybe all assets) no longer get the step up for capital gains, and the heirs are responsible for taxes on the increase in value since the original date of purchase. Since I bought my house in san diego for 65k that’s pretty crazy
No.
No
Move if you donÔÇÖt have a house. Time to get to a new state
The 30 worst states have filial laws just move out of those places.
Try getting surgeries done in other countries like India. TheyÔÇÖre many times cheaper than the American surgeries.
Generally it would only apply to parents under the age of 65, itÔÇÖs rarely pursued and not something to worry about. However, also not something to mention to the hospitals admin team. Please donÔÇÖt give them any ideas.
Obligatory NAL, but it might help to know that many hospitals (if not most) run themselves as nonprofits for the tax benefits. Many of them will write off outstanding debt for impoverished individuals for a rebate.
I know Allina in MN has what’s called PartnersCare. You fill out an application & provide proof of your income/assets. They review it and decide if they are willing to write it off.
I had 21k in medical debt forgiven this way. They knew I’d never be able to pay it off, but Uncle Sam would do it as a rebate. It might be worth looking into. Best wishes to your dad.
My distant aunt used to work for a hospital. She said when and if we needed to get Grandma hospitalized (b 1907, no education, no drivers license, etc.) to put in the financial responsibility part that only she was responsible. Sure with the extended family we possibly could have covered the expenses but that could burden other less financially able members. The hospital would have to write off her debt. And that is what we did. She had little to no assets.
If you’re not listed on the medical paperwork as having financial responsibility, you don’t need to pay it. After my husbands’ estate closed, I received a bill from a medical provider. I never paid it because I was not the responsible person, he was.
I’m in NC, and hospitals can’t do it, but it’s not illegal for them to send bills and statement and threaten to report to the credit agencies and file suit. A lot of people pay out of fear.
I live in Pennsylvania, and technically theu can go after children for parents medical bills. They generally only do this if the parent is uninsured and the adult child refuses to fill out medicaid payment. It is normally a nursing hime scenario.