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Throughout my 20s, I have dedicated myself to maintaining a lifestyle free of debt and minimizing expenses. I was fortunate to attain a bachelor’s degree through a full scholarship, which has allowed me to focus on building my financial security. Currently, I am not actively seeking a higher income job, as I am content with my current financial situation.

With careful planning and frugality, I have been able to establish a solid financial foundation. I have managed to save enough to create a 1-year emergency fund, set up a couple of $1,000 sinking funds, accumulate approximately $9,000 in retirement savings, and save $10,000 towards a down payment on a future home (with a goal of $40,000).

## Exploring New Financial Priorities in a Fulfilling Relationship

Recently, I have embarked on a fulfilling relationship, which has prompted me to reevaluate my financial priorities. As I now have a stable emergency fund, I have allowed myself to allocate more of my resources towards wants rather than needs. This shift is reflected in my new budget, which includes increased investments in leisure activities.

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