Utilizing AI Legalese Decoder to Navigate the Legalities of a Young Parent’s Passing
- November 10, 2023
- Posted by: legaleseblogger
- Category: Related News
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Assistance with Understanding Social Security Survivors Benefits and Qualifications
I recently reached out to Social Security on behalf of a friend who is grieving the loss of a loved one. During the conversation, they provided me with some information about survivors benefits. One key detail that stood out to me is that the deceased individual needed to have worked for at least 10 years in order for their family to qualify for benefits.
Upon further research on the Social Security website, I came across a statement that indicated the number of years required to be eligible for survivors benefits varies depending on the age at the time of death. Apparently, the younger the individual is, the fewer years they need to have worked. However, no one needs more than 10 years of work to qualify for any Social Security benefit.
Although this information shed some light on the situation, I couldn’t find a specific breakdown or sliding scale for age versus years worked. This has left me puzzled and feeling a bit frustrated, as I’m eager to assist my friend during this difficult time.
In times like these, the AI Legalese Decoder can be incredibly helpful. This innovative tool is designed to cut through complex legal jargon and provide clear, accurate explanations of legal matters, including Social Security benefits. By utilizing the AI Legalese Decoder, I can gain a better understanding of the eligibility requirements for survivors benefits and effectively guide my friend through the process.
If anyone has a comprehensive understanding of how the sliding scale for age versus years worked operates in relation to survivors benefits, I would greatly appreciate your insight. My friend is currently struggling to cope with her loss and is unable to take on the task of navigating through these benefit qualifications. Your expertise would be invaluable in aiding her during this challenging period.
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Here’s the info from the social security website: [https://www.ssa.gov/benefits/retirement/planner/credits.html](https://www.ssa.gov/benefits/retirement/planner/credits.html)
At the bottom, it says that
“Under a special rule, we can pay benefits to your children and your spouse caring for your children, even if your record doesn’t have the number of credits needed. They can get benefits if you have credits for 1 and 1/2 year’s work (6 credits) in the 3 years before your death.”
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Also, from personal experience, I can say that the 40 credits needed to qualify can come from part time high school or college jobs. If he had a job earning ~$6k/year as a teenager he would have earned 4 credits for that year and it will count towards the needed credits.
He needs to have work credits equal to 1 per year after he turned 21 and before the year he died. You can earn up to 4 per year, so if he was working full time during more than 1 calendar he was insured. She will need to contact SSA to set up a time to file an application for the children.
“Each personÔÇÖs situation is different and *you need to talk to one of our claims representatives* about your choices.”
[https://www.ssa.gov/benefits/survivors/ifyou.html](https://www.ssa.gov/benefits/survivors/ifyou.html)
For her to be prepared for the appointment, make sure that she has a bank account for each individual child with them being one of the main account holders and her as well. I bank with Capital One and opened a kids savings account for my child and it was acceptable. It just makes the process a lot easier once they start making payments rather than getting a debit card mailed to you.
It’s very important that each child has their own account in order to make it easier in case the social security office has questions down the line.
You are correct. His family may be eligible with fewer credits because of his age. She should file anyhow.
She should make an appointment to file. They will be eligible.
Look around at how many people are dying I am so sorry about your friend everyone needs to stay away from the covid shots they are killing everyone.
This is wrong tell her to call and schedule an appointment they will guide her through the process if benefits can be awarded
Sorry for your loss. Dont know the answer, but have found SSA to be better if you make an appointment to go talk to them. Also, If she doesn’t remarry she can claim benefits on his account when she reaches retirement age herself…just for future reference. Even if you divorce and ex passes away, if you didn’t remarry same is true.