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## Concerns about Future Retirement

His health is currently a bit frail and there is a possibility that he may have to stop working in the next 15 to 20 years. This raises concerns about his financial stability and whether he will have enough savings for retirement. It is crucial to start planning and investing wisely to secure his financial future.

## Current Financial Strategy

At present, he is keeping all his money in cash, which is not a wise financial decision. Inflation can erode the value of cash over time, and he is missing out on potential investment opportunities by not putting his money to work.

## Proposed Investment Strategy

One way to start investing is to allocate his funds between a savings account with a higher interest rate (around 6-7%) and inflation-indexed bonds, such as EDO. This can help his money grow over time and protect against the impact of inflation.

## Need for Further Guidance

While the initial investment strategy is a good starting point, it is important to continuously review and adjust the investment portfolio as needed. Additional guidance on diversifying investments, understanding market trends, and managing risk may be beneficial.

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