Unveiling the Secrets of Legal Jargon: How AI Legalese Decoder Can Simplify the State of the Sub
- May 25, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Introduction
Hello all,
There was a post yesterday (it appears the OP has deleted their account) basically asking for the Mod Team to take action and remove more content. We’ve talked it over as a mod team and will implement a couple of changes.
## Middle Class Definition
First off let me start by saying we’re not going to implement a narrow view of what is middle class. There were people in there advocating heavily for us to narrow it down to only the middle 40%-60% of income and eliminate the lower middle class and upper middle class entirely. That’s not going to happen. We want to be a place where everyone feels welcome. I stated yesterday that the “middle class” part of “Middle Class Finance” includes lower middle and upper middle class. We want to be a buffer between poverty finance and personal finance.
## Implementing Changes
That being said, there are a couple of things we would like to do.
Firstly, we’re introducing flairs. The flairs will be optional but will allow you to flag if you are Middle Class, Lower Middle Class, or Upper Middle Class. This can help people avoid posts that they may not want to be involved with.
## No Humble Brag Rule
Additionally, we’re adding a rule “No Humble brag”. I think this is everyone’s least favorite post and it’s what caused me to want to make this sub in the first place. No one wants to see “Hi I’m 22 just graduated college with a 2.7m trust fund, can I afford a used civic?” posts, and while we don’t have that many of them they have come in.
## Updated Reporting Options
We’re updating the reporting options. There will be an option that simply says “This doesn’t belong here.” If you see a post that is wildly not something that should be here, report it. As a mod team, it’s hard for us to read every single item that comes in, and we definitely cannot read every comment. If someone is posting nonsense, ragebait, breaking a rule, or of recent any type of bigotry please report it. It’s hard for us to take action if you don’t.
## Increased Post Removal
In the past, I’ve been hesitant to remove posts. It’s no secret we’re a pretty quiet sub most of the time. If you go back and look at our sub’s history there have been months where we’ve had a single post a day on average. Based on your feedback we will be less hesitant to remove posts. If you see something that shouldn’t be here, report it and we will remove it if we deem it to break the rules.
## Appreciation for Feedback
Thank you for your feedback over the last 24 hours, believe it or not we do appreciate it.
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****** just grabbed a
Thanks for all of the free work you all do.
thank you
Food for thought, a wiki on guidance on upper/middle/lower middle class?
A 100k salary is very different for a recent graduate in a LCOL area vs Bay Area family of four, for example.
So much of the discontent I’ve seen on this sub is trying to figure out “what bucket” a salary belongs in without really considering expenses.
Very level headed response, thank you for the transparency and all the work you guys do.
New to this sub. May I ask what salaries are considered lower or upper middle class? I have couple of course questions to ask but don’t have to post them if they are invalid.
Thank you!!
Quesh: can we get *upper-lower* middle class flairs? 🤣 heyyyy we aren’t drowning anymore, but there are some choppy waves ahead!
Thanks for doing this! I only recently discovered this sub and don’t really feel we fit in poverty finance but also don’t resonate with a lot of the posts I’ve seen so far. I feel we are starting to move into middle class and would consider us lower middle class currently. I think a big part of how you identify is how you feel, relative to others, and personal circumstances such as where you live, etc. Having the flairs will help for sure!!
I think the hardest part of the flairs is when it comes to defining which part of the middle class. I feel like there have never been a defined income limit for those levels
I like this. As UMC I felt I was essentially lurking so this makes me feel more included.
Thank you Mods. Sounds great. Appreciate yall.
Thank you for your service mods
According to Credit Suisse, a net worth of $93,170 U.S. is enough to make you richer than 90 percent of people ***in the world.*** A net worth of $871,320 puts you squarely into the ***global*** 1 percent. More than 19 million Americans have hit this level. Hell…if you have just $4,210 to your name, you’re still richer than half of the world’s residents. Living in America insanely skews what we consider to be “rich.” But perhaps, more importantly, it should add much needed perspective about where we might fall on the “middle class” spectrum.
Thank you for clarifying and posting this. I read this sub but haven’t posted thinking, Wow, even though I make low six figures, I don’t earn enough to comment as a middle-class person. I always identify more with the poverty finance sub even though I earn and have saved much more than most people there. I thought that we were, but now at least I can identify as middle-middle class.
Thank you! I read often to learn. I appreciate the effort!
How is $28,000/year (lower) middle class? That’s poverty level. I’m in a small Midwestern town and I couldn’t survive on that by myself.
The need to further divide the ever shrinking middle class seems silly to me.
Use pews definition (~45k to 136k USD) and call it a day.
Thank you, seems reasonable
I’m brand new here, and my view of “middle class” is fairly narrow – probably limited to that 40th-60th percentile – but I think it makes a ton of sense NOT to make an official statement on who is considered welcome as part of the “middle class”. That just seems silly.
Y’all seem great. Keep up the good work.
This is really great feedback/action. It is so not typical of Reddit.
Well done
I think the humblebrag thing is going to be very difficult to police. I also think that you’re going to get constant reports from the people who think nobody belongs here but those who make exactly the median income or less. These are the same people who immediately downvote anyone who makes an average salary in a HCOL city. I think these people are going to ruin the sub, if they’re not stopped. And this new rule – and rule 12 – might further enable them.
Thank you mod team a d remember redditors. Cols vary wildly, like WILDLY across US. Don’t be afraid of raw numbers if uncle sam takes most of them.
The greater the censorship the fewer the posts, the fewer the posts the fewer the viewers. It’s common sense, more rules, less involvement.
>We’re adding a rule “No Humble brag”
I don’t love this for a couple reasons.
One, we can downvote posts that we feel aren’t useful. Two, I am positive this will increase the amount of work the Mod team will have to do, as folks tend to let comparison be the thief of joy and get their feelings hurt.
But more importantly, what someone may consider a *humble brag* may be a sincere question. My HHI is nearly $500k, but it wasn’t always so. I grew up very much in the lower class, with housing and food insecurity. I lived in a Chevy Monte Carlo and bathed at a gym, when I wasn’t working or in school. No one I knew ever mentioned 401(k)s, IRAs, HSAs, MAGI, ETFs, brokerages, I bonds, HYSAs, CDs, or any number of concepts that are familiar to middle class folks.
We’re going to turn away that young person that made it out **because of our own insecurity**. That’s not the point of financial subs. We’re here to help one another, to educate each other, and to cheer for our friends as they make and surpass their goals.
I’m 23 and I just inherited male pattern baldness. Can I afford a Civic?
Is there a calculator for how to figure out where you land? I used the one from pew research and it said that my fiance and I were upper class in CA despite neither of us making over 100k individually lol.
Big tent, baby.