- May 28, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Considering Selling my 2020 Mercedes AMG C43 Convertible
Hello, a couple of years ago, I had the incredible opportunity to purchase a 2020 Mercedes AMG C43 convertible in Florida for only $45,000 out the door. The car has been performing exceptionally well since I bought it with 20,000 miles on it, and it currently only has 23,600 miles. This means that I have barely driven it in the two years since I purchased it.
I was in the military for nine months during this time, and unfortunately, I did not have the chance to use the car. However, I faithfully continued making the monthly payments, which are roughly $580. Additionally, I put down $10,000 upfront and secured a 6.5% interest rate.
Recently, I received an offer from the same Mercedes dealership where I originally purchased the car for $47,000 without them even seeing it in person. However, I am inclined to hold out for at least $49,000 considering the market trends. It appears that the value of these cars is decreasing.
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Do you have any suggestions or advice on whether I should sell my car at this time?
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My advice would be to stay out of car debt so I would say absolutely sell the car. Putting $10k down and paying on it for two years means you should still owe maybe $20k on it depending on financing terms. If they’ll buy it off of you for $47k that means you’d have $27k to buy another car in cash.
Then you can just pay yourself that $580 a month by putting it into savings and then in a couple years you can trade in the car you buy for $27k plus what you’ve saved up.
Sure that means not having the nicest of cars right now (although a $27k car is nothing to scoff at), but keep out of debt and just pay yourself what you would be paying in a car payment every month and upgrade every few years and you’ll be in a very nice car before you know it, and won’t be in any debt to do it
Well they’re trying to get you into the door so they can sell you on a new Mercedes and make money off of you, so keep that in mind.
If they ARE actually willing to pay that much with no strings attached, I would likely go for it. It’s only a matter of time before you start running into pretty expensive maintenance bills, which many don’t take into account when they initially get cars like this.
You get 2 grand plus your down-payment and a paid off car in your credit history. Just get out of it you barely use it.
You are going Save on insurance and registrations.
It’s a pretty sweet deal.
Get a quote from carvana before selling to dealer.
A trick I learned was to shop around offers at different dealerships and show each place the offer from the last. If it’s an in demand car, they’ll try to beat your last offer. Bought a Lexus in 2018 all cash for $21k and then did this and got $28k out of it during COVID car market.
Yeah I’d sell it, you’re getting basically all your money back, meaning you effectively owned the car for free in that time period. Especially with the used car market going back down, it’s a safe bet to cash out while it’s still worthwhile.