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## Situation Overview

My mom, a retired public school teacher in CA, currently receives a pension through CALSTRS and some social security from previous jobs. Despite being divorced from my dad for 32 years after a 22-year marriage, she never applied for social security benefits through his earnings. Now, with her benefits being significantly lower than what she could potentially receive through my dad’s benefits, I am inquiring about the possibility of retroactively claiming those benefits.

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Utilizing AI Legalese Decoder in this situation can streamline the process of understanding the intricacies of social security laws and regulations. By inputting relevant information about my mom’s background and circumstances, the AI can analyze her eligibility for spousal benefits based on her prior marriage to my dad. Additionally, the AI can provide guidance on navigating the Government Pension Offset and its potential impact on her benefits. This tool can offer valuable insights and assistance in making informed decisions regarding her social security benefits.

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1 Comment

  • No-Stress-5285

    She can apply and get an official review of her case. GPO will apply. However, if he passes before she does, her potential benefit as a widow or surviving divorced spouse is higher than her potential benefit as a spouse or divorced spouse. So even though GPO will still apply, the numbers are different. And if she supplies marital proof, the record could be set up now.

    Now, it is remotely possible that if she is really really old, like my 94 year old mother, and she has evidence that she could have been paid her CalSTRS decades ago, like mid 1980s, before the GPO went into effect, maybe it won’t apply. Highly highly unlikely. New employees may not be aware of this since most people it applies to are no longer living.

    Could also be a waste of time, but at least she will have an official denial.