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Unraveling Legal Confusion: How AI Legalese Decoder can Determine Your Responsibility in Unpaid Funeral Expenses

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Connecticut: Dealing with Funeral Expenses and Legal Consequences

A Difficult Situation:

In the midst of grief and loss, certain practical matters must be addressed. Unfortunately, our father’s passing on Thanksgiving 2022 has left us in a tight spot financially. With no savings or life insurance to cover the funeral expenses, my sister and I found ourselves struggling to come up with a solution.

Differing Opinions on Timing:

Initially, I suggested that we wait until the summer of 2023 to have the burial in an attempt to save some money. However, due to personal reasons, I couldn’t contribute financially if my sister decided to carry out the service and burial before summer. Despite my concerns, she expressed a strong desire to proceed promptly, citing a desire to “get it over with.” Consequently, she took charge of the funeral arrangements and signed the necessary contracts, leading to a total invoice of approximately $7,000 USD.

Fundraising Efforts:

To mitigate the financial burden, my sister set up a GoFundMe page which managed to raise $3,500. Although this helped alleviate a portion of the remaining expenses, it did not cover the entire outstanding balance.

A Legal Dilemma:

Recently, I received an alarming call from the funeral director, who informed me that my sister had not paid the remaining balance. The funeral director asserted that he would take legal action against her unless our family could reach a resolution. Unfortunately, I am unable to provide the funds required to settle the debt, even if I were inclined to do so based on principle. I had made it clear that my assistance could only be provided if the service was postponed, a condition my sister declined.

Proposal of Payment Plan:

In our sporadic conversations, my sister proposed a payment plan in which we would alternate making payments towards the unpaid balance. However, I am apprehensive about accepting this arrangement due to concerns regarding her ability to fulfill her obligations. Instead, I would consider negotiating a payment plan directly with the funeral home, agreeing to cover half of the remaining balance, which amounts to $1,650. However, I am hesitant to take full responsibility for the debt, as it may have adverse consequences for my own financial stability.

Considerations and Consequences:

Contemplating the best course of action, I wonder if it would be more prudent to completely disassociate myself from the situation and let the funeral director pursue legal action against my sister. This choice, however, would have lasting effects on our relationship, which saddens me. Nevertheless, given that I serve as the sole breadwinner for my family, I must prioritize their well-being and avoid jeopardizing our livelihood.

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In navigating this complex situation, the AI Legalese Decoder can provide valuable assistance. By utilizing this innovative tool, we can simplify the legal jargon associated with funeral expenses, contracts, and potential legal consequences. The AI Legalese Decoder will help us better understand our rights, obligations, and possible outcomes, enabling us to make informed decisions. This ultimately empowers us to handle this difficult situation more effectively and reduces the stress associated with legal complexities.

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AI Legalese Decoder: Simplifying Legal Terminology for Enhanced Understanding

Introduction:

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23 Comments

  • somethingweirder

    as long as you never signed anything saying you’d also be financially responsible then they can’t come after you. they’re hoping you’ll bail your sister out so they don’t have to sue cuz it costs a lot.

  • RevMarx

    The funeral home has a contract with your sister. They are welcome to sue her for the outstanding balance of that contract. It has nothing to do with you.

  • QHAM6T46

    If your sister signed the contract then the contract is between her & the funeral home.

  • syndactyl_sapiens

    Not a lawyer, but I would be very careful making direct payments in case you get dragged (legally or practically) into the debt if you started making payments yourself.

  • TweeksTurbos

    This is very possibly a scam. The ftc has a warning from June about this.

    They read obits and call family pretending to be a fd from the website.

    https://www.ftc.gov/business-guidance/blog/2023/06/scammers-impersonate-funeral-home-staff-prey-mourning-families-can-it-get-any-lower

  • Character_Hippo90

    Don’t agree to anything with your sister or the funeral home. If you tender any funds to the funeral home such can be considered as contractual to pay a debt. Thus far only your sister is legally obligated to pay the balance owed, so let her make all payment arrangements while you contribute only what/if you feel comfortable doing so.

  • Danger_Dave_

    Don’t pay anything to the funeral home or else you’ve agreed to the whole debt and get dragged into it no matter what you agree to. It’s not your fault she didn’t pay and you don’t have the money. You’re not responsible for anything.

  • JadedPin3925

    NAL. Did you EVER sign any paperwork with the funeral home??

    Also donÔÇÖt just start paying the funeral home anything unless you consult a lawyer in your jurisdiction because that may open you up to liability.

    If you never signed or co-signed let them sue your sister. You have no liability the call was to guilt you.

  • Negative-Industry-88

    No you are not responsible because you didn’t sign the paperwork, If you make payments it opens up the possibility of the debt being held against you. Tell your sister she needs to figure this out and if she starts up a payment plan you can volunteer to give her X amount a month so long as she pays this and her half towards the debt. Once she has figured out a payment plan you can call the funeral home and make sure they contact you if she misses a payment, that way you can ensure your money is actually going towards the debt and she is paying her share.

  • No-Pay-1908

    Did you ever probate your father’s estate? Because if you did the estate would pay the funeral home. Alternatively, if you didn’t and the estate has probatable assets they can file as a creditor and have an estate open and get reimbursed that way. If the probate process is over/ there aren’t any assets they would have to sue your sister for services render. If you don’t want to be on the hook for the money, so nothing. You have no personal contracts with them and thus are under no obligation to pay them.

  • MissySedai

    No contract, no responsibility. It really is as simple as that.

  • Cypher_Blue

    Right now, you have no debt obligation to the funeral home.

    They told you if no one pays it they will sue HER.

    So you can pay them whatever you want to help her out, and she will remain solely responsible for the rest.

  • No_Hamster4622

    This seems a little suspicious to me are you sure there is a balance? Was there a loan taken out to fund it? My mother passed suddenly in July same boat no life insurance because she had a chronic illness and no savings due to medical bills. We had to pay in full and upfront before any funeral homes would even pick her up from the hospital. Same with my dad when he passed from cancer in 2016 (fortunately he had life insurance) Im not sure where you live but I would definitely want proof that there is a balance before I paid anything. NAL but my understanding is that they could sue the estate/ heirs if they are unable to receive payment on the debt if there is a debt

  • jmurphy42

    Do not pay the funeral home directly without consulting a local attorney first. In some states any payment you make toward a debt can be construed as assuming the debt yourself.

  • sittinginaboat

    Did your father have no assets? The first source of payment would normally be his estate. (NAL)

  • jsojso

    What was your relationship with your father? This is less about your sister and really should be about taking care of your father.

    Your sister didn’t do what you wanted but honestly waiting several months at least to have a funeral will incur storage costs. $7,000 is not a significant amount for a funeral (and yes, I know it’s still a good amount of money).

    Finally I am surprised that the funeral home didn’t demand payment before any services were provided – that is the usual way. They don’t just bill and hope to get paid. They likely had her sign a contract.

    While legally you may not be obligated, hopefully you had a good relationship with your father and would like to be able to at least help take care of his final arrangements. It was not 100% your sister’s obligation nor was it 100% yours.

    Good luck with whatever you decide.

  • NeverRarelySometimes

    Why aren’t you making regular payments to the GoFundMe account?