Instantly Interpret Free: Legalese Decoder – AI Lawyer Translate Legal docs to plain English

Unraveling Budget Jargon How AI Legalese Decoder Simplifies the General Instantly Interpret Free: Legalese Decoder - AI Lawyer Translate Legal docs to plain English

Try Free Now: Legalese tool without registration


**AI Legalese Decoder: Simplifying and Streamlining Legal Language**

Due to the recent surge in the number of posts related to Sankey budgeting and the repetitive nature of these queries, our team has made the decision to create a megathread that will serve as a centralized hub for all such discussions.

The purpose of this megathread is to gather all Sankey budgeting posts in one convenient location, making it easier for members of our community to access and engage with these discussions. By amalgamating these posts, we aim to streamline the information and foster more meaningful and comprehensive replies.

If you wish to build a Sankey and require assistance, we recommend utilizing the user-friendly tool provided in the link below. This tool allows you to create a Sankey based on your specific needs and requirements:

[Click here to access the Sankey builder tool](

To ensure that you receive more valuable responses, it is essential to include relevant details pertaining to your financial situation. Factors such as your income, living situation, dependents, and any other pertinent information will provide the context necessary for our community members to provide tailored advice.

Should you come across a post from someone with a similar situation to your own, we kindly request that you refrain from reposting a duplicate comment. This will help us maintain a clutter-free thread and ensure that the information is easily accessible to all participants.

In addition to creating this megathread, we would also like to introduce the AI Legalese Decoder. This innovative tool is designed to assist users in decoding complex legal jargon by simplifying it into more easily understandable language. By utilizing the AI Legalese Decoder, members can navigate legal documents and contracts with greater ease and clarity, saving time and facilitating better decision-making.

Try Free Now: Legalese tool without registration


AI Legalese Decoder: Revolutionizing Legal Document Understanding and Analysis


AI Legalese Decoder is an advanced artificial intelligence tool that has emerged to address the challenges faced by legal professionals in understanding and analyzing complex legal documents, contracts, and agreements. This groundbreaking technology leverages natural language processing and machine learning algorithms to provide accurate and comprehensive summaries, simplifications, and translations of legalese into plain English. Let us explore how AI Legalese Decoder can assist legal experts in tackling the intricacies of legal documentation.

Problem Statement:

Legal documents are notorious for their usage of complicated jargon, complex sentence structures, and convoluted phrases. This creates hurdles for legal professionals, particularly those without a deep understanding of legalese, as they struggle to comprehend and interpret these documents accurately. Traditional methods like manual review are time-consuming, expensive, and prone to human errors, leaving room for misinterpretation and legal disputes.

AI Legalese Decoder: An Optimal Solution:

AI Legalese Decoder offers a revolutionary solution by utilizing cutting-edge artificial intelligence technologies. This tool utilizes natural language processing algorithms to dissect legal language, enabling lawyers to swiftly comprehend legal documents with ease. By breaking down the complex sentences and phrases, it presents the information in a simplified manner, allowing legal professionals to save valuable time and effort.

Benefits and Features:

The AI Legalese Decoder comes equipped with a wide range of functionalities, making it an indispensable tool for legal practitioners. Firstly, it can generate concise summaries of legal documents, highlighting the key provisions, obligations, and implications of an agreement. This feature eliminates the need for extensive reading while providing users with an overview of the document’s critical aspects.

Additionally, the AI Legalese Decoder can offer simplified translations of legalese into plain English. This proves useful when dealing with clients or parties without a legal background who struggle to comprehend the intricate details of a document. With this tool, legal professionals can ensure effective communication and foster clarity in all parties involved.

Furthermore, the AI Legalese Decoder’s machine learning capabilities enable it to continuously improve its understanding of legal language. As it processes more documents, its accuracy and proficiency in decoding complex legalese further enhance, offering robust support for legal professionals in their practice.

Addressing Legal Ambiguities and Risks:

One significant advantage of AI Legalese Decoder is its ability to identify ambiguities and potential risks within legal documents. It highlights areas where clarity or adjustments may be required, minimizing the chances of misinterpretation and reducing legal liabilities for legal professionals and their clients. This feature provides an additional layer of safety, ensuring that legal documents are comprehensive and accurately reflect the intentions of the parties involved.


In conclusion, the AI Legalese Decoder is a game-changing technology for legal professionals, revolutionizing the way legal documents are understood, analyzed, and communicated. By simplifying legalese, offering concise summaries, providing translations, and efficiently identifying potential risks, this powerful tool streamlines legal operations, ultimately saving time and enhancing accuracy. With AI Legalese Decoder, legal professionals can navigate the complexity of legal documents with ease and confidence, empowering them to deliver excellent legal services.

Try Free Now: Legalese tool without registration


View Reference


  • James_Jack_Hoffmann

    My fortnightly budget sankey:

    Not-yet permanent resident here. I started off with 60k/year and ended up almost 100k in 3 years on my company. I have a sister that I give $100/week as her allowance at school, I feel that the car is an absolute money sink, the rent killing me which was originally was 300/wk and now 440/wk just months ago. I try to budget for things that are unavoidable in the future like a new phone in case mine breaks, regular teeth cleaning, prime annual sub (cheaper), bike/car insurance and split them into smaller payments so they don’t put a “shock” in my finances.

    Has lifestyle creep eaten me up? I feel like I’m just pissing a lot of money and need my head screwed in, or just need to be assured that I’m doing fine.

    PS: “spare money”, I usually just chuck it on rainy day.

  • Notyit

    What spread sheet you using for fiance’s tracking or quick budgeting.

    I’m using the gov smart site.

    It’s good but forgot to add salary after tax.

  • babyfireby30

    My partner & I moved into our first home in December, so we’ve now had a full 6 months in our home.

    Here’s how our expenses looked for these first 6 months:

    We’ll see what the next 6 months bring!

  • SkuloftheLEECH

    I made a thing, budget is fortnightly. Ive been working on reeling in my budget, as ive felt my non necessary expenses have been quite high for a while now, and my mortgage has gone up quite a lot.

  • gatas_

    Is pearler good for index or etf investing? Are there any better alternatives to this platform?

  • WeightPatiently

    [Weekly budget](

    I earn $100k, have $80k in HECS, and my partner has a $1 million mortgage. I want to save $100k to pay off the mortgage before it switches to a variable rate in 2 years. I have a $20k surgery coming up and considering building a $4k gaming PC. Is this a reasonable budget?

  • 2cap

    Why is it cheaper to pay for my health insurance every week, then a yearly payment?

  • robzilla20001

    Hey ya’ll, in a privileged position but I seem to be hemorrhaging money. Is there an Aussie budget app or somewhere that I can point to my bank account and it sorts/categorises for me?

    I have a bunch of subs etc etc

  • Radiant_Ad_4693

    U use commsec and stake keep it simple. AUS stock your best bet for long term is to buy two efts. VAS and VGS that’ll give you exposure to australian and international markets that can form the BULK of your portfolio from there if you want and have spare cash to play with throw some in stake and grab some tesla stock, google or play your game with some small caps/penny stocks site like redit and hot copper are useful for finding gems. but most if you simply invest those two etfs untill retirement youll be fine

  • hunter_kill005

    Hi I live in Sydney Australia and am looking for a platform to invest on S&P 500. I have invested in Spaceship Universe in the pasts. I am looking for invest $100-$1000 a month in the long term (30+ years). Where should I start or is investing on Spaceship Universe is good enough to be reckoned with?

  • Financial_ED_101

    Hello everyone!
    Just wanted to chime in and say that I think this megathread is a great idea. It’s helpful to have all of the Sankey budgeting posts in one place for easy reference and to avoid cluttering up the subreddit. Plus, it’s a great opportunity for everyone to learn from each other and share their experiences with budgeting.
    Let’s make the most of this resource and continue to support each other on our financial journeys.

  • Stickler-Meseeks

    $56k after-tax budget for two in their 20s. Whaddya reckon? [Budget Image](

  • johnwicked4

    I signed up for my first CC ever ($200 cashback)

    1) How do you actually pay off the CC?

    2) When are bills due? Example if I make a $50 purchase on credit on the 3rd March and a $200 purchase on the 25th March does the CC bill come monthly?

  • _Kozik

    Me and the wife are going to lease a new car and sell our old one. We both work full time and arent planning on having kids in the next 4 years. We both work for the same company but she earns around 180k a year while im on around 137k. Does it really matter who leases the car?. Like i understand it reduces your taxable income and in her case earning more it would be most efficent to have her lease it under her award rather than myself? Is that right or it doesnt matter being married even if we file seperate returns.

  • HeyHeyItsMaryKay

    Has anyone not had their home loan repayment deducted over the past long weekend. I notice they sometimes take the repayment late…is there a reason for this?

  • KennyRiggins

    Thank Christ

  • robjob08

    Excuse some of the slight discrepancies here. I’m from Canada but have been living in Australia for the past several years. Sankey diagram is provided below:

    2022 Sankey Diagram


    I’m a Canadian working in Aus. I’m in my early 30s (non-tech). My partner and I live together and split our living expenses (outside of mortgage and associated house maintenance) 50-50. She works in the healthcare space as a contractor and makes significantly more than I do, but I’ve got a much larger NW. We track our communal expenses using splitwise. We don’t ‘settle up’, but we adjust expenses accordingly when we notice the difference getting large.

    We both travel a fair amount for work where I either travel alone (small town Australia) or follow her and work remotely. My taxes in the diagram include my return from last year.

    I switched jobs several years ago and took a fairly large hit to my income ~30%+, to make a change I thought would benefit me in the long term. I went from a management role to a consulting role. It’s taken me three years to get back to the salary I was on before leaving; that said, my bonus and perks are still quite a bit lower than they were.


    My income includes rent from renting out a room and some minor cost-sharing with my partner. I rent out a room for $300 per week with utilities included, and my partner contributes $150 per week (I bought the house alone) for general housing expenses. We both travel a lot for work, so having someone in the house is really helpful when we are away. It also makes my mortgage palatable and currently covers most of my interest expense.

    Interest and dividends are income paid from investments I have back in Canada. This includes a reduction for the management fee (1%). I haven’t separated this out as an expense but will start doing so in the future.

    Fixed Costs

    I include fixed costs as base costs that I need to take into account. This includes things like my mortgage, car insurance, etc. I’ve excluded the paydown of my mortgage principle because I discount my mortgage payments in my budget tracking spreadsheet. I like to try to treat my life more like a business and have an income statement, cash flow statement, and balance sheet.

    I have a reasonably high ‘hospital cover’ and a low ‘extras cover’. I pay around $160 a month. My experience with the medical system over here has been fantastic. By operating both a private and public system, costs in certain areas are significantly reduced by competition (note this isn’t an in-depth review of the healthcare system, just some general observations). I’ve had to get quick out-of-pocket (work reimbursed) MRIs to confirm injuries, and I’ve been able to get in the same day and have results back by the next morning. Coming from Canada this is a huge plus. Getting non-essential medical services in Canada can be very time-consuming, and you can often be forced to wait 6-9 months for non-essential MRIs and other imaging services.

    The subscriptions include some discretionary items:

    Netflix (family plan – share with the fam)

    Amazon Prime – Free Yearly

    Strava Yearly – $75

    Calm (meditation) Yearly – $65

    Office 365 Yearly – $120

    Google One Yearly – $130

    NYTimes (support as I enjoy the daily) – 50$

    WSJ – 24$

    Living Costs

    These are costs that I consider that support my life and that aren’t optional. There is an opportunity for savings in here, but the items included in living costs need to be bought one way or another. I bought a house towards the end of last year. The ‘home’ costs include things like furnishing, aircon installation, etc. I took a fairly large hit in the ‘home’ department with a misunderstanding about a house transfer tax. Long story short, I rented a room out in the house, which violated the terms of a reduction I’d received on my home transfer tax. This cost me ~$9000.

    ‘Business’ services generally includes things I can deduct against my taxes; professional fees, home office equipment, required courses, etc. This was substantial this year due to setting up a home office when we had to work remotely for the early part of this year. I also have to maintain my professional registration in several jurisdictions.


    Pretty self-explanatory. These are items I could cut out (I should probably move coffee to living costs). I make most of my coffee at home, so the ‘coffee’ segment includes a bean subscription and any coffee shop costs. The dining portion of our budget is pretty substantial – we eat out a fair amount especially when I’ve followed my partner somewhere for work. I’m not sure I have any choice in reducing this category as she’s a bit of a foody.

    Alcohol is broken out only when I’ve only purchased alcohol. I’m working to bring this area down as I’ve noticed even small amounts of alcohol significantly affect my sleep and productivity.

    Although my partner and I travel a fair amount, we try to line it up with work to reduce costs. We travelled back to Canada over Christmas last year and made several trips to different spots in Australia. This year we’ve got quite a few large trips planned (mostly done through frequent flyer miles).


    This area really struggled this year with the purchase of a house at the end of the year and associated expenses. I’m hoping to increase my cash savings next year to build up a better emergency fund. Reduced expenses on the house should help with this.

    I included debt reduction, which is essentially just my mortgage principal reduction. I’ve focused on reducing my mortgage this year to manage the change to a variable-rate mortgage in 2024. I currently use my offset account to reduce my interest on the variable portion of my loan (1/10th current at 5.00%)

  • brissy_cat

    Hey guys, I just got into mortgage a few months back and have very little cash left in the offset account. I was in the process of building my emergency fund and my car gone busted. I also had maxed out on my mortgage borrowing power. What are my options now? Will I be able to get a car loan? I always wanted to avoid car loans. But, are there any other options for me at this moment?

  • shitcoinsgoup

    I have access to Stake and Selfwealth, which one has a better FX rate if I wanted to purchase US stocks? (ie transfer aud to usd)

  • otherwiseknownaschic

    Hmm I think you’ve answered your question in the first paragraph. Too much debt. Budget is sensible for family of 5 and you might be able to cut a little bit of fat off your expenses but the big items are the mortgage and income property.
    With another one on the way I’d be worried you don’t have much savings to cushion, should you and or partner lose your jobs.
    So I think the only way is either sell your negative gearing property, assuming there’s some equity, weather the recession and baby with the equity. Meanwhile pay down your ppor assuming that’s the one with capital growth, when you can, buy another inv again when you have less debt.
    You could also do the find best rate and refinance or charge more rent (if it’s out if term) if that’sess drastic. Also if you are main income earner and happy with your income protection don’t touch it.

  • [deleted]


  • AuntieLili

    Hey guys – not a bright guy here so was looking for some guidance on how the ING saving maximiser account works: It says 4.30% p.a. variable rate, Does this mean if I start of the account with 15K, I’ll get a monthly interest of $53?

    Which means in a year it will grow to $15,648 ?

    Does this mean it compounds monthly or yearly?

    To calculate for the year would this mean: 15k * 1.043 = 15648?

    Thank you!!

  • [deleted]


  • Markma1989

    I lodged my tax return at the end of October and still receive nothing. It says it’s being processed on myGov.
    Does it mean I’m getting audited ?

  • [deleted]


  • [deleted]


  • jayzavv

    If you had 100k in savings right now, what would you do with it? Real estate looks like it’s going to bottom out some time next year, stocks look like they’ve been in the red for a while.

    What else is there? Just buy regional property and hope for rh best?

  • Vegodos

    I don’t know if this belongs here but some insight would be great. My partner is going on my lease. I am the primary rent payer, I pay the whole amount and I will continue when my partner moves in. I am told that her going on the lease they will have to provide payslips. Do they have to if I’m paying the whole amount? I don’t understand and I’m pessimistic that they want this information so they can manage whether they can charge more rent.

  • [deleted]


  • FreeApples7090

    I read an article inflation in Australia is being driven by corporate profits and greed. Anyone have any thoughts on this?

  • Markma1989

    Can I keep using my bank card after I report it damaged and need a new card ?

  • FreeApples7090

    Has anyone else noticed that second hand cars don’t seem to be selling? Just from My own observation and watch list. Anyone else noticed this ?

  • independent_nerve_21

    I finally Googled Sankey and I have to say I’m disappointed

  • sertsw

    Sankey was just a fad for a week. Can we keep the general mega thread sticked instead and merge any info from this OP into there.

  • [deleted]

    How often does everyone change private health funds?

  • Allgoodnamesinuse

    How to manage being on Jobseeker. Amounts are fortnightly.

  • MaxDoubuss

    I got a job as an apprentice and I’m looking at my insurance through qsuper.

    IP 3% of income to 65
    TPD $10/wk
    Death $5/wk

    Final cost is like $2k on a 45k income. Seems crazy right?

    I sacrifice 5% atm so my insurance is being eaten up by my salary sacrificed super amount

    28, no kids, no spouse, no mortgage

  • 8415162342

    Rate my budget. 28M, 27F, 2kids, Sydney

    Generally feel well off, but have to be thrifty.

  • MC-fi

    Please enjoy my contribution.


Leave a Reply

%d bloggers like this: