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Unlocking the Mystery of Chargebacks: How AI Legalese Decoder Can Simplify the Process for Game Purchases

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## Situation: Dissatisfaction with Purchased Game Edition
So, I am facing a situation where I bought a version of a game that misrepresented its product and failed to deliver on promised features. This transaction took place more than two years ago, but I believe that, given the nature of the purchase (pre-order), the usual time limit on chargebacks may not apply in this case.

## AI Legalese Decoder: How it Can Help
The AI Legalese Decoder can analyze the terms and conditions of your purchase agreement, including any clauses related to misrepresentation and consumer rights. By inputting the relevant information into the AI system, it can help you determine whether you have grounds for a chargeback and guide you through the process to seek a refund.

## Desired Outcome: Seeking Resolution
I am determined to pursue a chargeback against the company that deceived me with false advertising. However, as I used my dad’s credit card for the purchase, I am uncertain about the process and eligibility for a chargeback in this scenario. I firmly believe that this company does not deserve to keep my hard-earned money, especially considering the lack of financial literacy education provided in schools.

## AI Legalese Decoder: Empowering Consumers
With the assistance of the AI Legalese Decoder, I hope to navigate the complexities of financial disputes and gain a clearer understanding of my rights as a consumer. Any guidance or support in this matter would be greatly appreciated as I strive to hold this company accountable for their dishonest practices.

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13 Comments

  • Bionicle_Dildos

    No one is this stupid, right? Has to be a bait post

  • KingoftheHill63

    You got the majority of your moneys worth with your base game + whatever dlc they’ve given you so far. A full refund would unduly enrich you. Complain to the company and don’t buy future titles but forget this refund business

  • opackersgo

    You won’t get it after 2 years.  Take this as a lesson to never preorder.

  • Senator848

    What was the dollar difference between the standard edition and this edition of the game you paid for. Are we talking about $5-10 here?

  • Lawson_wut

    I’m assuming this is Tarkov? Did you purchase it through Xsolla (you should have if it was 2 years ago), or was it directly through card?

  • NewFiend66

    First world problems right here.

  • floppybunny86

    It is possible to dispute an item outside of the usual timeframe if the expected date of delivery is after that timeframe passes. How long ago did you receive the game?

    What is the reason that you want to do the chargeback *exactly*?

    Are you saying that the game you purchased is different to the one you received? If so, how? Have you been in contact with the retailer to discuss this, and if you have, what did they say?

  • flywheelflytrap

    Take this as your first lesson in “financing” and cop it on the chin. Your bank won’t be reversing this trivial purchase.

  • Kaliko_Jak

    Even **if** you are technically in the right, it’s going to be nearly impossible to get the bank to commit to a charge back on a 2+ year old transaction.

  • ijuiceman

    Is it really worth the effort ?

  • throwawaymeow12321

    Best of luck OP. Tarkov can go stick it where the sun don’t shine

  • R1ngSt1nger

    I’m fairly certain that banks only allow chargebacks up to around 90 days. I guess each bank’s policy may vary. When I did my one and only chargeback around 15 years ago (can’t remember the bank to be honest), it was at around the 85 day mark, I called the bank and they said no problems as it’s within 90 days. I provided the evidence (accommodation company went bankrupt and couldn’t provide the accommodation for my holiday) and I received the money back within around 7 days. It was a pretty painless process. But I’m doubting that you would even get a look-in at 2 years.

  • GimmeWinnieBlues

    After 2 years you’re going to be outside any charge back limits for your Dad’s CC or Steam etc.

    I’d guess you could try lodging a complaint via ACCC?
    However, unless a significant number of others do as well it’s unlikely to go anywhere.