- April 20, 2024
- Posted by: legaleseblogger
- Category: Related News
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Ask the broker. You may have circumstances that mean those are not actually available to you. Or you have a shitty broker.
Might depend on your individual circumstances. I refinanced recently, our broker offered us a few products based on our info from our first home loan, but with our changed circumstances (we had a second child and I was working less) he had to go back and find some other products to offer. We couldn’t get quite as low an interest rate as we initially were hoping, just because those lenders wouldn’t consider us due to our income and dependents.
>A quick google search shows me equivalent options with better rates and lower fees
Chances are they’re not mainstream lenders on the broker’s panel. So you have not discussed with the broker?
Feel free to list some of these lenders, and also provide more details on what your loan scenario is.
It’s very possible you don’t qualify with those other lenders. Or they’re not available to your broker. (Brokers don’t have every lender on their panel and not all lenders deal with brokers. ) Ask your broker.