- May 10, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Situation at the Bank
I visited my bank today seeking a loan for investment purposes, but they seemed hesitant to approve it. I am considering filling out the online form and stating the loan is for a wedding instead. However, I am unsure if I will need to provide proof of marriage at the end of the loan term.
## Personal Circumstances
I currently reside with my parents and hold a stable full-time job. I believe I am capable of repaying the loan in a timely manner, and I am frustrated by the challenges I am facing in obtaining financial assistance.
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****** just grabbed a
Banks don’t like lending to stupid people.
Is this a troll post?
If not, you need a reality check.
Lol. And people want banks to **relax** lending standards… 🤣
This is pathetic
We’re all embarrassed for you.
Are you 12?
u got btfo’d by a bank lol. get rekt scrub!
NAB Equity builder is a product I’ve used. It’s similar to a mortgage for stocks. You can only buy from their approved list.
I’d say a margin loan is what you want, but it’s a dangerous thing to use for gambling.
I recommend you forget whatever ’get rich quick’ r/wallstreetbets youtube video you watched and move towards a more patient and traditional investment approach.
Can get plenty of leverage at better rates than banks in Aus will offer..
Ok cba has a loan how ever you need to go through there platform from memory but they have a list. Basically more secure it is the lower lvr you require.
Eg if you want 100k of VAS they may put in 90%
If you want 100k of BHP they may put in 80%
You want be able to trade freely.
If you want a gamble it’s called a unsecured loan.
Since they can’t take it off you (unsecured) it’s going to be at like 12% so effectively you need to earn 12% just to break even.
If you have a house you can split that loan (presuming you are ahead) take out that money and invest it.
Ok having said all this it’s a stupid idea to invest borrowed money as u need to earn at least that to break even.
see yall in a year 🙂