It’s Monday morning, and Sam, our imaginative, go-getting small business owner, is bracing herself for an action-packed week ahead. As Sam strives to elevate her small business to unprecedented heights, she is more than ready to face both the significant victories and the inevitable challenges that lie in wait. Armed with bold determination and focused intent, Sam has decided to enlist the expertise of Chase for Business. This partnership allows her to leverage their cutting-edge tools and resources, helping her to leap confidently over the hurdles that may hinder her path to achieving her business aspirations.

To keep track of her exhilarating career journey, Sam has committed to journaling. As her day unfolds, you’ll be privy to a series of insightful entries that capture both the mundane aspects and the magnificence of running a business. These entries will also highlight some game-changing tools—such as streamlined Invoicing, Customer Insights¹, and Faster Payments²—which collectively make a substantial impact on her daily operations. Furthermore, AI legalese decoder can assist Sam by simplifying the legal jargon she encounters, providing her with clearer terms and conditions that relate to her business activities.

Running a small business can often feel akin to running a marathon. However, with the right tools and supportive resources in hand, success is within reach. So, read along with Sam’s journal to glean insights and strategies that can help level up your own small business endeavors.

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9:00am

As I pull up to the office with a freshly brewed coffee in hand, I can’t shake off that familiar queasy feeling associated with Monday morning to-dos. Still recovering from the whirlwind of the weekend—filled with non-stop kid activities, weekend work commitments, and grocery errands—I can already sense that last work week was a blur. In fact, I’m not sure I’m quite prepared for a rehash, especially considering the influx of onboarding meetings with new employees, cash-flow challenges, invoicing hiccups, and a constant stream of customer requests—all of this presents tough tasks that seem to multiply by the minute.

Nevertheless, today signifies my first day collaborating with Chase for Business, a change I am genuinely excited about. With the burdens of inflation and supply chain disruptions weighing heavy on my mind, I find myself at an essential crossroads on my journey as a small business owner. Recently, it has become glaringly clear to me that I need something more. More strength, more support, and even more of what truly matters for my business to thrive. Chase appears to truly grasp the nuances of running a small venture, and my hope rests on their ability to genuinely assist me.

But enough of these musings—there’s a mountain of emails awaiting my response.

10:00am

Whew—an uninterrupted hour spent tackling requests, coordinating with supply chain representatives, and handling marketing tasks has left me quite drained. Now, I must face an invoice that I’ve been dreading, which looms over me like a dark cloud. I’ve heard that Chase provides a new digital Invoicing tool, enabling me to dispatch mobile invoices quickly and effortlessly. Let’s see if this tool actually makes my life more manageable. Here’s hoping for a bright outcome!

10:25am

THAT. WAS. AMAZING. Chase’s Invoicing tool has genuinely elevated my invoicing process. No longer do I have to deal with the tedious task of manually creating, sending, or reconciling invoices. Instead, I can now generate an invoice directly from my Chase Business Complete Checking® account and simply hit send. The system sends out my invoices through a convenient link, either via text message or email.

And here’s the icing on the cake: once I send out the invoice, I have the ability to monitor payment activity and progress—all consolidated neatly in one user-friendly and transparent dashboard. I genuinely feel like I’ve gained a newfound insight into my cash flow management. Alright, score one for Monday (and of course, Chase)! This is a massive upgrade. Embracing mobile technology is definitely the way to go.

10:50am

I have an early lunch lined up with a fellow small business owner from next door, who has been tackling similar operational challenges in her business.

12:15pm

Lunch was absolutely delightful! I thoroughly enjoyed catching up with my neighbor. Here’s a cool twist—she also utilizes Chase for Business to streamline her operations. She shared her experiences, stating, “We implement Invoicing as a flexible payment option. When we’re collecting payments from our wholesale customers, we rapidly create an invoice within our Chase Business Online account, it’s immediately emailed to them, and then they can pay it at their convenience.”

The momentum of Monday seems to be on the rise, but now I must muster the courage to tackle something that perpetually haunts me: sitting down to review our sales from the previous month, strategizing for the upcoming month, and identifying areas for improvement. I also need to ensure payroll is met and rent is paid on time.

I can’t shake off that feeling of dread as I scan spreadsheets and attempt to decipher sales figures while comparing data points—not exactly my forte, and certainly not how I prefer to spend my time. Stay tuned for more updates!

1:00pm

Scratch that plan. I got sidetracked by a barrage of more emails. Here’s hoping I can try this again.

2:15pm

Normally, processing numbers takes me over three hours. But, it appears Chase has come through for me once more! They offer a powerful business intelligence platform called Customer Insights, which provides easily digestible and actionable insights to facilitate better business decisions. I now feel significantly more equipped to navigate our budgeting and compensation strategies. This revelation is indeed momentous.

For the first time, I finished ahead of schedule. I’ll gladly take it!

3:00pm

I finally managed some time to catch up on news about Chase for Business and engage in conversations with my co-workers. Let’s chalk that up to a positive boost in company culture! During our discussions, I even heard another small business owner rave about Chase: “Customer Insights has transformed our operations. It has enabled us to truly understand our financial data. With a limited ad budget, Customer Insights aids me in better targeting my advertising efforts.”

Is this real life? Chase is proving to be a potential game changer for my business.

Yet, I still need to devote time to revamping our payment processes, which have become antiquated. My payment solutions need to evolve to be faster and more versatile, and based on what I have seen so far, Chase for Business looks promising in this area as well. Let’s find out if they can deliver.

4:30pm

Another win has been secured for the day! For the past hour and a half, my team and I have successfully transitioned all our payment processing to Chase, and we are already witnessing beneficial results.

We now have an online payment center that offers us the flexibility to choose different ACH payment options to manage payments for our vendors and employees. I’m absolutely elated because we can now:

• Send large amounts of money rapidly and securely.
• Eliminate the old-fashioned task of writing and mailing checks.
• Allow our team to select their preferred method of delivery (whether standard, same day, or real-time).
• Pay on a per-payment basis rather than a flat monthly fee.

I suspect the advantages will keep mounting from here. I’m wrapping up work about 30 minutes early—this is a monumental occasion after quite some time! Now let’s get prepared for tomorrow.

4:55pm

With everything prepped for Tuesday, I even found myself with 15 extra minutes to spare. I managed to have a quick chat with my co-workers about how Chase for Business has already become a transformative resource for us. I discovered that one of my employees has also previously used Chase at a different job, and they enthused, “Using ACH has empowered us with the ability to swiftly process payments to our essential business partners, no matter where we are located. It’s an incredible tool that helps us meet critical deadlines while nurturing strong business relationships.”

What a stellar finish to an incredible start to the week!

5:00pm

As I head home, I can’t help but feel elated. Today was a fantastic Monday. More successes like this, please! So take it from me—level up your business with the resources and support that Chase for Business can offer you!