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### Current Situation: S&S ISAs for 2 and 4 year olds

I currently have Stocks and Shares ISAs for my 2 and 4 year olds, with each account funded with £100 per month. As a result, there is currently a substantial amount of money in each ISA.

### Previous Provider: Nutmeg to Hargreaves Lansdown

Originally, the ISAs were with Nutmeg, but upon discovering that Hargreaves Lansdown offered better fees last year, I made the decision to transfer them across.

### Investment Experience and Preference for Fully Managed ISAs

I do not have much experience in investing, which is why I favored a fully managed ISA. This was the primary reason I initially chose Nutmeg. However, I realized that the Hargreaves Lansdown ISA is not as cost-effective as I had assumed, due to the higher fees associated with fully managed portfolios.

### Exploring Alternatives and Seeking Advice

Given the circumstances, I am now contemplating whether there are better alternatives available or if it would be advisable to stick with my current provider.

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