Unlocking Financial Opportunities: How AI Legalese Decoder Can Boost Household Incomes around 150k
- May 17, 2024
- Posted by: legaleseblogger
- Category: Related News
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AI Legalese Decoder: Helping with Budgeting and Expense Tracking
### How much do you usually spend on eating out each week?
The amount spent on eating out can vary greatly from household to household, depending on individual expenses. This includes expenses on takeaways, restaurants, and fast food. It is important to track these expenses to better understand where your money is going and to identify areas where you can cut back.
### Tips for budgeting and reducing eating out expenses
If you are looking to budget better and cut down on eating out expenses, AI Legalese Decoder can help you track and analyze your spending patterns. By using our tool, you can easily categorize your expenses, set budget limits, and receive alerts when you are close to exceeding your budget. Additionally, AI Legalese Decoder can provide personalized tips and recommendations for saving money and sticking to your budget goals.
### Personal experience and challenges
Even though I bring my own food to work 95 per cent of the time, eating out remains a downfall in our budget. By using AI Legalese Decoder, I was able to identify this as a recurring expense and take steps to reduce it. With the help of our tool, you can track your eating out expenses, set specific budget goals, and receive actionable insights to help you make better financial decisions.
### Conclusion
In conclusion, if you are struggling to budget and reduce eating out expenses, AI Legalese Decoder can be a valuable tool to help you achieve your financial goals. By using our platform, you can gain insights into your spending habits, receive personalized tips for saving money, and take control of your finances. Start using AI Legalese Decoder today and take the first step towards a more financially secure future.
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Hot tip, perhaps include how many people you’re trying to feed
One takeout meal per week, approx $50 for 2 people. Very rarely eat out. WFH so no lunchtime coffees etc.
We cut out takeaway completely by leaning into ready made meals at the supermarket Eg marinated chicken you just need to pop into the airfryer, with steamed veges (in microwave) and pasta Or lasagne from the deli you just have to heat up Or fry some steaks and have that with a salad It’s more exxy than cooking from scratch but still miles ahead of takeaway, and healthier. We started doing this when we realised takeaway x 2 a week could buy us a weeks worth of groceries, and we only ever got takeaway cos we were exhausted, not cos we actually enjoyed it
easily 500 a week, its painful how much food costs for 4 people when 2 are teenagers
I’m so embarrassed by this so maybe sharing will help. I recently redid our budget because I’d just lost control of where our money was going.
I found out that across April we spent $800 on eating out, including like work lunch, the odd boost juice, going out to dinner/lunch a few times and the big one, uber eats.
Our household income is about $200k, no kids. I didn’t realise I’d let it get so bad.
I find that not having access to the money helped me the most.
So I did as much salary sacrificing (super, shares etc) and up front years subscription purchases as I could.
That way I’m saving money by simply not being able to spend it and saving on purchases I already make.
I’d start with the serviette strategy from barefoot investor and build on that.
Took the missus and our 2 young kids out (they shared a plate) for Mothers day brekky to a local cafe, and for 3 meals, couple of sides, 2 coffees & 2 baby chinos it cracked just over $100. Ugh.
KFC/pizza/fish n chips/sushi are anywhere from half to a third of that…
We probably do one breakfast/brunch out per week and one take out dinner per week (or a meal out for dinner with friends). However we don’t really spend money on other entertainment and don’t drink – so it’s kind of our social time as well.
Probably spend about $100 a week between 2 people. Honestly depends but I’d bet about $25pp per meal is a good average
I love cooking and could give up the takeout but honestly just enjoy mealtime so not looking to reduce this.
Not much. I work from home and we live a stones throw away from a woolworths so it’s often easier/quicker just to get something from there than bother with delivery.
We probably order food once a month, if that. Then it’s $60-100 (2 people) dependent upon what we get.
Young family of almost 6, around $140k combined income.
Groceries $180 per week (including top ups. I am very strict with my groceries, bulk buy, frugal but healthy meals)
Around $100 per week between both parents on work lunches/coffees/alcohol
One family takeaway night, usually pizza with a voucher or fish and chips, $30-$50
Once a month we will also go out to dinner with friends, with drinks $100 for all of us
We try to only eat out once a fortnight, excluding my partner but the occasional pie/sandwich if he ends up working a longer day than usual. Family of 4, ~$120k combined
Out maybe twice for dinner a week only for social activities. And buy two lunches per week each with our work teams. Never get takeaways. Ever. Made a commitment to only buy food as a social thing.
Per week
Social meals – $100-150
Lunches – $70 – $100
$170 – $250 for a couple of DINKs
Family of 5 – one takeaway meal per month. Husband and I might have a meal out together once every month or two. So if I was to average it out over the whole year, I’d say $50 a week.
$20. Maybe a coffee here and there. Cook at home and bring your lunch to work
I figure if you’re meeting your savings and investment goals and not dipping into it for day to day things/ recurrent but irregular costs like insurance and rego, who cares how much you spend on takeaway if it makes you happy.
Personally if I was meeting my savings goals and ONLY having takeaway and no weekends away etc, I’d be pretty mad at myself but each person has their joys and priorities…which also change over time!
DINK here, we put $250 per fortnight each into a food account for groceries and dining out together. we have good months and bad months on sticking to the budget but mostly good. any other dining out by ourselves are paid out of our own discretionary spending account.
Eating out? In this economy?
Maybe one or so meals a week less than $100 a week. we do it rarely enough to not stress when we do get takeaway or go out for special occasions.
Budget like the old days, no CC on phones or in wallet, just pull out the weekly budget cash & take it in bits as required, more likely not to not care & stick to the budget
$1100 minimum. $600 shopping, $500 take out
Averaged over 3 months, we average around $4k/month on food including Uber, coffee and groceries. This is for 2 adults and 2 kids. We don’t cook at home.
350 for 2 adults, two kids.
I’m well under your income bracket but about $250 ish a week (2 people)
I don’t really budget it but you can save a heap by not ordering wine, but if you do buy the bottle as it’s cheaper. If getting fish and chips as a take away i don’t get the chips and get prawn cutlets or calamari and seafood sticks instead. Lots of wasted $ in chips and i think i get bigger fish fillets or in the case of flathead more tails. If having chinese get an extra fried rice to take away and put it in the fridge. Have snags for a dinner and cut up any unused cooked snags into the rice for a couple lunches. Great way to use up extras from a BBQ. Can also add frozen calamari or prawns that might be in the freezer.
We try to keep it to under $100. Often we do. We make meals from scratch at least 5-6 nights a week
2 adults, 220K, about $60. We don’t normally eat out, this amount includes a couple of coffess an a sandwich on a Friday. We never order takeaway for dinners.
We go out with family or friends for a dinner or a drinking sesh at max once a month (there are stretches of 2+ months where we don’t go out), which ends up normally around $140 – $200 pp.
Single renting in 1br apartment
Per week spend about $60 on takeaway/restaurants, $40 on coffees and $150 on nights out (inc drinks & transport/Ubers). Could absolutely aggressively squeeze that down to nothing but trying to strike a balance between sustainably saving for financial objectives and maintaining social wellbeing
220k household income. We’d be lucky to spend $100 a fortnight eating out.
We spend between $700 and $1000 a month on eating out, takeaway food and coffees. Two adults and a 5 year old. Not sure how we get there TBH. We eat dinner out once a week or so and get takeaway once a week at the most. We rarely get delivery. I work from home so I don’t buy lunch that much. My partner buys lunch every day.
Partner and I are on about that. We don’t live together, but do spend 5 days a week together. I am a good cook so can stretch $30 to make 6 meals, while he can easily drop that on just himself in just 1 day.
When I was single, I could spend $100 a week on food for myself (including 2 takeouts a week), but now, were at about $150 per person per week.
Some tips to curb the take out; I make 1 big meal prep on Sunday, I usually like to do soups and stews as they reheat well. This will last me until about Wednesday as dinner. For lunch, I do something easy like sandwiches. By mid week, I’ll be lazy, so I’ll get the marinated chicken at Aldi and eat that with some rice. This will take me to about Friday, where I get to have takeout, and then I go grocery shopping again on Sunday and rinse and repeat.
Household income of $300k. Eat out with family once a week…$60. Lunch during in-office days is $20 plus a $5 coffee. I couldn’t be arsed with cooking. Maybe cook on 2-3 of the days. Uber eats during WFH afternoons.
2 adults and kid.
$150 -160 on groceries per week
$80-100 on eating out or takeaway.
we do 168 intermittent fasting and sometimes 24-72 hours fasting . not eating a lot , also save time, money and have lots of benefits to our body. so didn’t spend much on food. lol 😆 no kids, dual income $180k. lots of debt to pay 💰 and savings up for investments.
On $150k household. As close to $0 as possible
Once every 1-2 months. I enjoy cooking and so many places are honestly not worth it for me anymore. I just feel disappointed after spending the money so I save it for fewer but better places