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Extended Deadline for Federal Disaster Assistance Applications for Wildfire Victims

Homeowners and renters who suffered property damage or losses in the Aug. 8 wildfires have been granted an additional two weeks to apply for federal disaster assistance. The new deadline for applications is November 9th.

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In this situation, AI legalese decoder can greatly assist homeowners and renters who are seeking federal disaster assistance. By using the AI legalese decoder, applicants can easily navigate the complex legal language typically found in disaster aid applications. The AI legalese decoder simplifies the process by providing plain language explanations and guidance on eligibility requirements, necessary documents, and the overall application process.

The deadline extension applies to both the Federal Emergency Management Agency (FEMA) and the U.S. Small Business Administration (SBA) aid applications.

Benefits of FEMA Assistance

FEMA’s Individual Assistance Program offers crucial support for basic needs such as rental assistance, reimbursement for lodging expenses, as well as home repair and replacement assistance. It is important to note that FEMA grants do not require repayment, and any assistance received from FEMA is nontaxable. Additionally, receiving FEMA aid will not impact eligibility for Social Security, Medicaid, or other federal benefits.

Applicants are strongly encouraged to file insurance claims for property damage or losses to their primary homes, personal property, and vehicles before applying for FEMA assistance.

Collaboration with the Small Business Administration

FEMA collaborates closely with the Small Business Administration (SBA), which offers low-interest disaster loans for homeowners, renters, nonprofits, and businesses. In some cases, applicants may be referred to the SBA to apply for a disaster loan. Homeowners may borrow up to $500,000 from the SBA to repair or replace their primary residence, while homeowners and renters can borrow up to $100,000 for personal property repairs or replacements.

How to Apply for Assistance

To apply for FEMA aid, applicants can visit DisasterAssistance.gov, use the FEMA mobile app, or call the FEMA helpline at (800) 621-3362. Those using a relay service should provide their number to FEMA during the application process. The FEMA helpline operates from 1 a.m. to 8 p.m. (seven days a week) and offers assistance in multiple languages. For an American Sign Language tutorial on how to apply, applicants can visit youtube.com/watch?v=LU7wzRjByhI or they can visit one of the designated Disaster Recovery Centers.

For SBA assistance, applicants can visit sba.gov/hawaii-wildfires. For further information, they can call the SBA’s Customer Service Center at (800) 659-2955 or email [email protected]. SBA applicants who are deaf, hard of hearing, or have a speech disability can dial 711 to access telecommunications relay services. Completed applications should be mailed to the U.S. Small Business Administration Processing and Disbursement Center at 14925 Kingsport Rd., Fort Worth, TX 76155.

American Red Cross Assistance

The American Red Cross is also providing assistance for wildfire survivors who may not be eligible for certain FEMA programs. To find out more, visit RedCross.org/HIhelp, speak to a representative at a Disaster Recovery Center, or call (800) RED-CROSS (733-2767).

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