- December 7, 2023
- Posted by: legaleseblogger
- Category: Related News
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RECEIVING SURVIVOR SPOUSAL BENEFITS AND APPLYING FOR RETIREMENT BENEFITS
I have been receiving survivor spousal benefits for the past three years. I recently turned 70 in the middle of summer 2023, and about four weeks ago, I applied online for retirement benefits. I requested that these benefits start in the month of my birthday. However, I am unsure about the approval process and how long it typically takes to be approved.
If my retirement benefits are approved, I am wondering if I would receive my last spousal benefit on the third Wednesday of one month and then receive the new retirement payment the following month also on the third Wednesday. My birthday falls in the middle of the month, which adds to my confusion and concern about the timing of these payments.
AI Legalese Decoder can help with the situation by providing me with a clear understanding of the application process and the timeline for approval of retirement benefits. Additionally, it can assist me in deciphering the complex legal language often used in such matters, helping me navigate through the intricacies of the system. This will ultimately provide me with peace of mind and a better understanding of the entire process.
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It’s a manual computation. And it needs the payment center to make the changes. Your local office will do the math before it’s sent.
Yes, the payment centers are sorely backlogged but this is a very simple process for them. Should take 60 days.
They need to terminate the Widow’s Insurance Benefits (or Surviving Divorced Spouse’s Benefits) and start your unreduced Retirement Insurance Benefits (RIB). You will be due the difference beginning with your Month of Election (MOE). That will probably be sent as soon as they can get it into the system.
So a scenario could be that you receive a Survivor Benefit, followed by the supplemental payment to make up the difference between what you received and what you were due effective with the month after your MOE (remember, payments are made the following month) And then your regular, ongoing RIB.
There is nothing very difficult about it. Just that the PCs are so backed up.
took me 10 months to be reapproved. They estimate 10-12 months. Short staffed and thousands of requests.
You don’t get both the survivors benefits and the retirement benefits- you get whichever is more.
I hope your processing goes more smoothly than mine! After I applied, SS made a huge deposit (comprising all of the Medicare payments made when I was receiving spousal benefits) into my bank account, then asked I return it. I did so, but their slow processing of checks resulted in my benefits being frozen and other issues. This is but a small piece of a truly rotten experience that has yet to end. Best of luck to you!