Uncovering the Truth: How AI Legalese Decoder can Help Ease Concerns about Losing Your License
- May 14, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Situation Overview
A few hours ago, I received a call from Wilbur and Associates regarding an accident that occurred in November of last year. I was waiting in the turning lane when a driver from the oncoming side of traffic veered off and hit me head-on. At the time, I was driving my dad’s truck, unaware that the car’s insurance policy had expired a month prior. The other driver’s insurance ended up covering the total repair costs. However, I have now been informed that I am deemed 55% at fault for the accident, with no avenue for discussion or resolution. I am unsure about the possibility of including pictures of the crash aftermath and seek guidance on who I should consult to dispute and resolve this matter.
## Current Update
Upon requesting the accident report, I was informed that it was provided by State Farm adjusters. Although they assured me that they would send the report, I have not yet received it. Instead, I discovered a link to WilburPay in my inbox, indicating a balance of $3,128.86, sent to me on the 17th. Following suggestions from helpful individuals, I have reached out to the attorney who represented me following the accident and am awaiting necessary documentation. Despite initial panic when composing my original post, the essence of the situation remains intact. State Farm disbursed approximately $22,000 in relation to the incident, leaving me uncertain about the practicality of pursuing the remaining three thousand from my end. Additionally, I plan to contact the police department tomorrow morning to procure a copy of the report.
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****** just grabbed a
Who told you that you were 55% responsible for the crash? That’s some bullying bullshit. Being uninsured will catch you a charge if the cop was paying attention but it’s irrelevant when it comes to determining whose at fault in an accident.
Do not speak to anyone over the phone regarding the accident. It’s over in your mind as the other drivers insurance company has paid out.
Look up the laws regarding recording phone calls in your state. If you are in a one-party state, record all phone calls from them.
They can’t revoke your license. I suppose it’s possible that they can refer you to someone who can? Telling you that they will do so unless you give them money sounds like extortion though. Record that phone call if you can, they are probably not above board.
So you were waiting, aka stopped in the turning lane and another driver plowed into your stopped vehicle, and somehow they have convinced you that you’re 55% the problem here? Use a bit of common sense here, if the cop didn’t find you at fault, then you are 100% not liable here. Just ignore this, and if they want to sue you anyway, you have a solid defense.
Quick search of the BBB shows that they do this pretty frequently and usually illegally.
Personally, I would ignore it until they send you something in writing. If they’re calling you versus writing, it’s because they don’t want evidence of what they’ve said to you.
https://www.bbb.org/us/il/normal/profile/insurance-lawyer/wilber-associates-pc-0724-19000465/complaints
that is absolutely a scare tactic. 1) it wouldn’t be some random ass lawfirm suing you, it would be a staff lawyer from the insurance company coming after you. 2) it is the police who find fault, and would have told you so. 3) this podunk lawyer can’t do shit about your license, that’s all through state agencies. 4) even if you were 100% at fault, a single accident isn’t going to lose you your license.
look up who you report a lawyer to for unethical behavior in your state.
Tell them to 55% fuck off
The insurance company is always going to try to claim you are partially at fault. Stop talking to them, they already paid, let them take you to court. If they add points on your license dispute it, you will need to look up the dispute process in your state.
This sounds like BS and someone is trying to get money from you instead of calling the owner of the vehicle… You should let your Dad know about the call… Also don’t speak with ANYONE over the phone about this.
I’m a former insurance adjuster. It’s a collection agency trying to collect for the insurance company.
They are fishing…. After I got into an accident I got all sorts of law offices contacting me. The insurance company sent me a letter stating everything was closed and the DMV showed my license was valid . That’s what counts
Michigan can’t revoke your Florida license. Regardless of that, this whole thing sounds like BS.
Former Police Officer – Some insurance company or lawyer cannot get your license suspended or revoked, only the court or DMV can do that and that would be based on State law and policy.
If you were cited, plead guilty, paid your fine and there were no other penalties associated with this added by the court, you are fine. DMV would have contacted you within a month or so if there was an automatic suspension.
If the driver was compensated by their insurance, that is the end of that. The insurance company could attempt to get reimbursed by you but they would have to file a claim with you and then go to court. Just do not talk to these people again.
If you are actually ever served with real court filings, respond to that, go to court and let the judge decide if you have any liability. Based just on what you have stated, you shouldn’t owe anyone anything. Also, contact the police department and get a copy of their report. It should show the same thing you stated, that they hit you head on and you were not at fault.
So they paid for the damage to your car already. It’s simple. Next time they call do not answer. If you get mail, return it. Let them sue you and take you to court. At court you can prove your case and the judge will dismiss. I will bet you a dollar, that it never goes to court and after a letter or two they just go away. Just do not respond.
You need a lawyer for sure.
You need a lawyer. What state are you in?
All insurance does is determine liability for payment purposes. They have nothing to do with licensing, points, etc.
Since the payment of your damage was already done, this may be a lawsuit from one of the insurance companies (yours or theirs) trying to recover monies. Wilbur and Associates sounds very lawfirmish and you should be able to research them online to determine if they exist and if they are licensed to practice law in your area (plus what type of law they practice).
If it is legit, You should receive correspondence in writing determining who they are, who they represent and what their demand is. If you have only received a phone call, chance are this is not legit.
Presumably you have correspondence from the initial settlement defining the settlement agreement. That settlement should be legally binding and would be your defense should someone actually initiate a lawsuit.
But it sounds like a scam to me.
You were sitting still… remember that one fact, it’s the most important part of your statement. You cannot assume any responsibility at all when sitting still, they owe you money and they are trying to avoid you knowing that.
Fault and liability are two different issues. I hope you didn’t agree with the “55%” at fault. And most areas have appeal boards for determination of fault. And most insurance policies have “ uninsured or under insured” coverages for just this situation. Gather your evidence & facts, document it well, don’t agree or admit to anything, and let it play out.
Scam.
Maybe I’m confused but I don’t see any part of your post that states you’re going to lose your license?
NAL
Never accept the word of a person on the phone.
Until official documents show up, ignore them.
Someone is trying to pull a fast one here.
Get a lawyer.
Lawyer time and say nothing other than you want the detailed report. They are using intimidation to assist their client. If the insurance already paid they made the decision and the lawyer is now using intimidation. They want you to accept fault to help their client.
Again say nothing and ask for the detailed report. If there’s a police report I hope you have it already. That’s the most telling thing.
Other have given you good advice. the only thing I wouldI Add is getting a copy of the accident report just in case
How were you 55% at fault when you were stopped at an appropriate spot?
Don’t speak with these people again.
Wait for legal paperwork and then take that to an attorney.
Its bullshit. Ignore the thing. Other insurance already paid. Case closed.
An insurance company cannot cause you to lose your DL even if you are 100% at fault. Only the DMV or maybe the police could, but they wouldn’t do it for one accident. If you’re in a one party consent state, and you get another call from them, let it go straight to voicemail or answering machine.
If they’re going to go after you, legally, for funds, they need to be sending you a letter, and would make sure that it’s registered or delivered with signature required upon delivery. It should state exactly what they’re after. IF it gets to that, then you should contact a lawyer.
But do t talk to anyone calling you anymore about it.
Driving while uninsured in oregon will result in the loss of your license.
That doesn’t change who was at fault of the accident.if you drive without a license, you’re at fault always.
Never take the word of any insurance company, especially the one of the other party. I was scammed pretty much the same way a long time ago because they knew I was young. Threats of prosecution and bills sent to me instead of my insurance co. Skirting the edge of legality. I’d just ignore them for now. And NEVER send them any money.
Sent you a pm. Hate when insurance co. Try this nonsense
Yup
You might want to check on r/insurance
Obligatory not a lawyer here. But from what I have read is, You got cited (wrong in the first place). This is where I think you got yourself in trouble. Because you got cited AND AND YOU PAID. By paying the fine you are basically admitting you are guilty. This is where you probably got blamed 55% is because you basically admitted to fully that you had SOME involvement with the crash.
I didn’t see what exactly the citation was. If it was no insurance then I think that shouldn’t matter for the point of the crash. HOWEVER if the citation says you were say “left of center” “failure to signal” “turn into on coming traffic”, is saying you had some involvement and you paying the fine admitted that is true.
Hope for the best bud.
Yes they can revoke your license depending on the state. My state does this and I lost mine back years ago for 1 year. Fortunately my issue was a mistake and the other driver was really the one without the insurance. This is a big deal.