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New Affordable Health Insurance Option for Wayne County Small Businesses

Date: December 14, 2025
Author: Amy Roux

Introduction to Carolina HealthWorks

WAYNE COUNTY, N.C. — Small businesses in Wayne County now have a new opportunity to access more affordable health insurance options. This is made possible through a collaborative partnership between the NC Chamber and Blue Cross and Blue Shield of North Carolina (commonly known as Blue Cross NC). The new health plan aims to alleviate some of the financial burdens associated with health care costs that small businesses face.

Details of the Health Insurance Plan

The initiative, named Carolina HealthWorks, is specifically designed for small businesses with 2 to 50 employees. Eligibility extends to members of the Wayne County Chamber of Commerce and other participating local chambers. Utilizing a multiple employer welfare arrangement (MEWA) model, Carolina HealthWorks allows small businesses to pool resources, giving them access to health care rates and benefits typically reserved for larger employers. This model aims to create a more equitable playing field for small businesses.

Support for Local Economy

Todd Walker, the president and CEO of the Wayne County Chamber of Commerce, highlights that this initiative strives to bolster the local economy. It specifically addresses the pressing challenge of rising health care costs that affect small businesses and their employees in a significant way. With financial relief from health insurance burdens, these small enterprises can focus more on growth and development.

Enrollment Process and Benefits

Starting from November 1, Carolina HealthWorks became available, with administration provided by Blue Cross NC. Participants will benefit from a broad statewide network of health care providers that Blue Cross NC offers. One notable aspect of this plan is the flexibility in enrollment; businesses can enroll throughout the year. They have the option to collaborate with their existing Blue Cross NC agents or enroll directly through Blue Cross NC’s services.

Addressing Critical Challenges

State and business leaders have vocalized their support for this program, stating that it tackles a vital concern for small employers. Health insurance costs often create a disproportionately large burden on small businesses’ payroll compared to larger companies. The NC Chamber and Blue Cross NC believe that Carolina HealthWorks is not just a short-term fix—it’s a collaborative and sustainable approach designed to keep small businesses competitive while simultaneously supporting their workforce.

How AI legalese decoder Can Help

Navigating the intricacies of health insurance agreements can be daunting for small business owners. This is where tools like the AI legalese decoder can provide invaluable assistance. By breaking down complex legal jargon into understandable terms, this AI-driven tool can help business owners fully comprehend the details and implications of their health insurance options. This ensures that they can make informed decisions about their enrollment and benefits, ultimately enhancing their ability to leverage programs like Carolina HealthWorks effectively.

Conclusion: Your Next Steps

For more information regarding the Carolina HealthWorks plan, small business owners are encouraged to visit the official websites of the NC Chamber and Blue Cross NC. This resource is designed to empower small businesses in Wayne County, enabling them to tackle health care costs with greater confidence and assurance.

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