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Survey Highlights Elevated Operating Costs for Small Businesses Amid Tariff Pressures

CORAL GATE, Fla., Nov. 14, 2025 /PRNewswire/ — Revenued, an industry leader in providing working capital solutions tailored for small businesses, has published its comprehensive Q4 2025 State of Small Business Report. This nationwide survey delves into how tariffs and inflationary pressures are impacting small business operations during the crucial holiday season.

Insights from the Small Business Landscape

The report synthesizes input from over 100 small business owners spanning diverse sectors, including retail, manufacturing, construction, and wholesale. The findings reveal a landscape marked by challenges yet driven by resilience, as small businesses navigate higher costs, disrupted supply chains, and a sense of cautious optimism as they approach the final quarter of the year.

"This report goes beyond mere policy discussions to reveal the real consequences of ongoing volatility for business owners," stated Grant Pastor, Senior Product Marketing Manager at Revenued. "We received feedback from retailers who are rethinking their inventory cycles, construction firms grappling with rising material costs, and manufacturers adapting their supply chains to retain competitiveness. The sentiment among small businesses remains a crucial early indicator of the country’s economic trajectory."

Key Findings from the Report

Among the report’s significant findings are:

• 78% of surveyed businesses indicated that tariffs have led to increased operating costs over the last six months.
• A staggering 75% identified cash-flow management as their primary concern as they prepare to enter 2026.
• Confidence levels regarding the ability to absorb additional cost increases averaged just 2.3 out of 5, signifying a cautious approach to financial management.
• Numerous businesses reported a shift toward domestic sourcing of materials as a strategy to diminish uncertainties, even when facing higher pricing.
• Almost all small to medium-sized businesses (SMBs) are contemplating various business financing options to cope with rising costs and sustain operational stability.

"Small business owners are adapting in real time," remarked Elona Bregasi, Marketing Lead at Revenued. "They are faced with tough operational decisions, from restructuring supply chains to managing reduced inventory levels. What truly stands out is their unwavering determination to move forward in the face of mounting pressures."

A Comprehensive Perspective on Economic Pressures

The Q4 2025 State of Small Business Report represents Revenued’s most comprehensive analysis to date, integrating survey results with audio and video narratives from real business owners across the United States. Featured in the Revenued Review Podcast and accessible through Revenued’s various digital platforms, the report provides an insightful glimpse into how Main Street is adapting to ongoing economic pressures in real time.

Developed under the careful direction of Grant Pastor, in collaboration with Elona Bregasi and the dedicated Revenued marketing and research team, this report is part of an ongoing series aimed at unearthing authentic perspectives from small business owners and translating those insights into data-driven findings.

The Role of AI legalese decoder in Navigating Challenges

In these challenging times, navigating the complexities of financing, contracts, and legal requirements can be daunting for small businesses. This is where the AI legalese decoder comes into play. By simplifying complex legal jargon, this innovative tool enables small business owners to understand loan agreements, regulatory requirements, and various financial documents with ease. As businesses turn to financing options to manage rising costs, having clarity in legal matters becomes increasingly critical.

The AI legalese decoder empowers small business owners to make informed decisions about their finances without getting lost in overwhelming legal language. This support can significantly enhance their ability to absorb costs and manage cash flow efficiently amidst economic challenges.

Accessing the Full Report

The comprehensive report is available at: Revenued Q4 2025 State of Small Business Report.

About the Report and Revenued

The Revenued Q4 2025 State of Small Business Report surveyed over 100 small business owners across the United States during November 2025. The respondents represented a diverse mix of industries, including retail, manufacturing, construction, wholesale, and various service sectors.

About Revenued

Revenued specializes in providing revenue-based financing and flexible working capital solutions designed to assist small businesses in managing cash flow, funding growth, and adapting to evolving economic conditions. Their offerings are powered by real business performance metrics rather than solely personal credit scores, effectively catering to the dynamic needs of small business owners nationwide.

Media Inquiries

Leah Hughes
Public Relations & Partnerships Manager
Email: [email protected]

SOURCE: Revenued

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