How AI Legalese Decoder Can Simplify Property Laws for Weekly Property Mega Thread – 09 May, 2024
- May 14, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Weekly Property Mega Thread
Welcome to the /r/AusFinance weekly Property Mega Thread. This post will be republished at 02:00AEST every Friday morning.
Click [here](https://www.reddit.com/r/AusFinance/search/?q=%22weekly%20property%20mega%20thread%22&restrict_sr=1&sort=new) to see all previous weekly threads.
## What happens here?
Please use this thread for general property-related discussions, such as:
– First Homeowner concerns
– Getting started
– Will house pricing keep going up?
– Thought about [this property]?
– That half burned-down inner city unit that sold for $2.4m. Don’t forget your shocked Pikachu face.
The goal is to have a safe space for some of the most common posts, while supporting more original and interesting content in their own posts.Single posts about property may be removed and directed to this thread.
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****** just grabbed a
I have a house. I have about $350k equity. I want to sell my house to move to our preferred location.
I don’t really want to sell first to live with in-laws while we look/buy. What options would you recommend?
I got pre-approval for properties up to 650k, but I think the variable interest of 6.57% p.a is a bit high, and monthly repayments of $3700 is a bit much for a minimum income of $4400 monthly
My broker seemed to overinflate my income/ or I miscalculated (maybe she took into account my tax return?)
~~~
Anyway, I’m signing up for the shared equity scheme, but I exchanged contract with a seller, business-day 2/5
Should I withdraw my contract, and hope I get approved for the shared equity scheme? The repayments will be less since I’m borrowing less.
The only con is I forgo a decent villa at $645k, and lose the 0.25% deposit. I’m stressed on the fence
~~~
Edit: my deposit is 40k, with 20k from parents but I don’t wanna rely on them, so let’s say it’s 40k